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16 Porcupine Rdg, Fortine, MT, 59918

4beds
2baths
1,344sqft
$440,000
$327price/sqft
$2,748/moest. monthly cost
$109,920/yrincome needed

About This Home

This 5 acre Montana homestead has everything you can imagine for the self sufficient lifestyle. Situated at the center of the acreage and among the towering pines you will enjoy ample privacy and the sound of the meandering creek below. With mountain views, a gurgling creek and established gardens, this is truly the very best Montana has to offer. Built to accommodate a main home and guest quarters there is room for everyone. The main home boasts commanding mountain views from the covered deck that overlooks lush raised bed gardens producing raspberries, strawberries, garlic, asparagus, rhubarb and more! The 20x10 greenhouse is situated close to the home and garden area and is the perfect way to extend the growing season. Inside the 2 bedroom main home you will find 10' ceilings, a cozy wood stove, open kitchen and living room with oversized bedrooms. The 2 bedroom 1 bath guest quarters is perfect for extended family or guests. Complete with a 20x20 shop, a fenced chicken coop, covered wood shed, an additional storage shed and a small garden shed, the possibilities are limitless. Come polish it to perfection and get started living your best life!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

--
Fortine SchoolGrades PK-64.5 mi
--
Fortine 7-8Grades 7-84.5 mi
2/10
Lincoln Co High SchoolGrades 9-1210.4 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Block,Poured,Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Log Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator
  • Laundry features: Washer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Fireplace,Main Level Primary,Open Floorplan,Additional Living Quarters
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0

Heating

  • Heating features: Baseboard,Electric,Wood Stove

Interior Area

  • Total interior livable area: 1,344 sqft

Property

Details

  • Parcel number: 56461206105170000
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Covered,Deck,Front Porch,Porch
  • Exterior features: Fire Pit,Garden,Storage
  • Fencing: Partial
  • Has view: Yes
  • View description: Meadow,Mountain(s),Creek/Stream,Trees/Woods
  • Has water view: Yes
  • Water view: true
  • On waterfront: Yes
  • Waterfront features: Creek,Other,Waterfront
  • Waterbody name: Meadow Creek
  • Topography of land: Rolling
  • Horses can be raised: Yes

Lot

  • Lot size: 5.01 Acres
  • Features: Corners Marked,Garden,Gentle Sloping,Meadow,Rock Outcropping,Views,Wooded,Rolling Slope

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Avalanche
    AvalancheModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Wildfire
Winter Weather
Cold Wave
Inland Flooding
Avalanche
Landslide
Lightning

FEMA Declared Disasters in Lincoln County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance $267$3,204
Property Taxes $106$1,272
Electricity $151$1,812
Total$2,748$32,976

Income You'd Need if You Spent...

35% on housing$94,217/yr
40% on housing$82,440/yr
45% on housing$73,280/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$327This listing

vs Other Active Listings

Avg $/sqft

ZIP 59918$77
Lincoln County$285

vs Homes Sold Last Month

Median $/sqft

ZIP 59918
Lincoln County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-11Price change$440,000
2026-06-25Price change$445,900
2026-05-21Listed for sale$449,900
2025-09-29Listing removed$455,000
2025-07-28Price change$455,000
2025-06-23Price change$465,000
2025-05-09Listed for sale$475,000
2024-11-04Listing removed$475,000
2024-09-03Listed for sale$475,000

For Sale by Agent

AgentGretchen Lancaster
BrokerageLancaster and Company, Premier Properties

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