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951 Camino Aldea, Chula Vista, CA, 91913

4beds
3baths
2,179sqft
$970,000
$445price/sqft
$6,880/moest. monthly cost
$275,200/yrincome needed

About This Home

Meet 951 Camino Aldea, a well-arranged residence providing practical living spaces. The kitchen's functional layout features an accent backsplash and a central island, complemented by all-stainless-steel appliances. The primary bedroom includes a walk-in closet, and its bathroom features double sinks, a separate tub, and a shower. A patio extends to a fenced-in backyard, providing a defined outdoor space. This property provides an organized and functional environment for daily routines.

Getting Around

27
WalkingCar-Dependent
0
TransitNo Nearby Transit
6
BikeSomewhat Bikeable

Schools

8/10
7/10
9/10

Construction

Condition

  • Property condition: Turnkey
  • Year built: 2018

Materials

  • Foundation: Concrete Perimeter,Permanent
  • Roof: See Remarks,Tile

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Double Oven,Dishwasher,Gas Cooking,Disposal,Gas Oven,Gas Range,High Efficiency Water Heater,Microwave,Tankless Water Heater,Water Heater
  • Laundry features: Washer Hookup,Gas Dryer Hookup,Laundry Room,Upper Level

Bathroom

  • Features: Bathroom Exhaust Fan,Bathtub,Dual Sinks,Quartz Counters,Separate Shower,Tub Shower,Upgraded,Walk-In Shower

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Breakfast Bar,Balcony,Eat-in Kitchen,Multiple Staircases,Open Floorplan,Recessed Lighting,See Remarks,Bedroom on Main Level,Loft
  • Door features: Sliding Doors
  • Window features: Double Pane Windows,Plantation Shutters
  • Flooring: Carpet,Wood
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,ENERGY STAR Qualified Equipment
  • Cooling features: ENERGY STAR Qualified Equipment

Interior Area

  • Total interior livable area: 2,179 sqft

Kitchen

  • Features: Kitchen Island,Quartz Counters

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 6443846700
  • Zoning: R-1: SINGLE
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1
  • Pool features: Community,Association
  • Patio & porch: Balcony
  • Exterior features: Balcony
  • Has spa: Yes
  • Spa features: Association,See Remarks
  • Fencing: Vinyl,Wood
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 3,484 sqft
  • Features: 0-1 Unit/Acre,Back Yard,Close to Clubhouse

Parking

  • Total spaces: 3
  • Parking features: Door-Multi,Garage,Garage Door Opener,See Remarks
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Wildfire
Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,904$58,848
Home Insurance *$171$2,052
Property Taxes $1,338$16,056
Electricity $467$5,607
Total$6,880$82,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$235,885/yr
40% on housing$206,400/yr
45% on housing$183,466/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$445This listing

vs Other Active Listings

Avg $/sqft

ZIP 91913$383
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 91913$439
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$970,000
2026-03-19Listed for sale$1,000,000
2026-02-18Sold$881,500
2020-07-01Sold$700,000

Pre-Foreclosure - For Sale by Agent

AgentMicah Swarthout Kerrico
BrokerageJason Mitchell Real Estate CA

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