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1309 Via Lucero, Oceanside, CA, 92056

4beds
4baths
1,563sqft
$719,000
$460price/sqft
$4,823/moest. monthly cost
$192,920/yrincome needed

About This Home

***NEW PRICE***Experience modern coastal living in this beautifully updated 4 bed, 4 bath townhome in the Pacific Ridge gated community of Oceanside. Built in 2018, this three-story home offers an entry-level bedroom with full bath, an open-concept main level with a modern kitchen featuring quartz countertops and stainless-steel appliances, and a spacious balcony perfect for outdoor relaxation. The top floor includes a bright primary suite with a walk-in closet and dual-vanity bath, plus two additional bedrooms and a full bathroom. Additional features include an attached two-car garage, air conditioning, and a pet-friendly environment. Pacific Ridge residents enjoy resort-style amenities such as a pool, spa, playground, and BBQ areas—all within the desirable Oceanside School District and close to shopping, dining, and beaches.

Getting Around

19
WalkingCar-Dependent
25
TransitSome Transit
16
BikeSomewhat Bikeable

Schools

7/10
7/10
El Camino High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 2018

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dryer,Washer
  • Laundry features: Inside,Laundry Closet,In Kitchen,Stacked

Bedroom

  • Features: Multi-Level Bedroom

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Cooling

  • Cooling features: Dual

Features

  • Attic,Walk-In Closet(s)
  • Fireplace features: None
  • Common walls with other units/homes: 2+ Common Walls

Interior Area

  • Total interior livable area: 1,563 sqft

Other

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 1616544728
  • Attached to another structure: Yes
  • Zoning: Single Family Residence
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: Front of property
  • Pool features: Community,Fenced,In Ground,Association
  • Has view: Yes
  • View description: Neighborhood

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,635$43,620
Home Insurance *$128$1,536
Property Taxes $662$7,944
Electricity $398$4,786
Total$4,823$57,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$165,360/yr
40% on housing$144,690/yr
45% on housing$128,613/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$460This listing

vs Other Active Listings

Avg $/sqft

ZIP 92056$414
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92056$535
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-23Price change$719,000
2026-03-31Price change$739,500
2026-03-06Price change$750,000
2025-05-02Listing removed$3,900
2025-04-17Pending sale$749,000
2025-04-14Listed for rent$3,900
2025-04-07Listed for sale$749,000
2025-04-01Pending sale$749,000
2025-03-07Listed for sale$749,000
2019-01-11Sold$492,000

For Sale by Agent

AgentHolly Nelson
BrokerageColdwell Banker Realty

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