1841 Paterna Dr, Chula Vista, CA, 91913
About This Home
Short Sale Subject To Lender Approval! Welcome to the Bella Sitia community of Montecito at Otay Ranch. This former model home is move-in ready and features paid solar, 5 bedrooms, 4.5 bathrooms, and a full bedroom and bath on the main level. The open floor plan showcases hardwood floors, crown molding, wood ceiling details, and a stunning curved staircase. The gourmet kitchen offers white shaker cabinetry, quartz countertops, a large center island, double ovens, built-in microwave, cooktop, and walk-in pantry. Enjoy breathtaking canyon views from the California room and the spacious primary suite with a sitting area, spa-inspired bath, and oversized walk-in closet. Upstairs also includes generously sized secondary bedrooms, a tech center, and a large laundry room. The beautifully landscaped backyard is designed for entertaining with a covered California room, built-in BBQ, bar, and custom patio. Additional features include a 3-car garage and integrated audio system. Residents enjoy resort-style amenities including a clubhouse, pool, spa, recreation center, parks, top-rated schools, shopping, and dining. Luxury, comfort, and spectacular views await!
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Repairs Cosmetic
- Year built: 2019
Materials
- Foundation: Slab
- Roof: Tile
- Construction materials: Stone,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Double Oven,Gas Cooktop,Disposal,Gas Oven
- Laundry features: Washer Hookup,Gas Dryer Hookup
Bathroom
- Features: Bathtub,Separate Shower,Tub Shower
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Crown Molding,Separate/Formal Dining Room,Eat-in Kitchen,Open Floorplan,Recessed Lighting,Unfurnished,Walk-In Closet(s)
- Fireplace features: Outside
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 3,996 sqft
Kitchen
- Features: Kitchen Island,Stone Counters
Other
- Features: Walk-In Closet(s)
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 6443441200
- Special condition: Notice Of Default,Short Sale
- Exclusions: Refrigerator,Washer,Dryer,Portable Fireplace,All televisions,All TV wall mounts,All wall décor and artwork,Kwikset front door lock,All upgraded lighting fixtures,All blinds,All curtains,Ring doorbell,Outdoor,cameras/security equipment
Features
- Levels: Two
- Stories: 2
- Entry location: 1
- Pool features: None
- Patio & porch: Concrete,Open,Patio
- Spa features: None
- Fencing: Brick,Glass
- Has view: Yes
- View description: Bluff,Hills
Lot
- Lot size: 6,448 sqft
- Features: 0-1 Unit/Acre,Paved
Parking
- Total spaces: 3
- Parking features: Driveway,Garage,Tandem
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Wildfire
- Earthquake
- Inland Flooding
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,559 | $90,708 |
| Home Insurance * | $264 | $3,168 |
| Property Taxes | $2,036 | $24,432 |
| Electricity | $856 | $10,282 |
| Total | $10,715 | $128,580 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-17 | Listing removed | $1,555,000 |
| 2026-07-14 | Listed for sale | $1,555,000 |
| 2026-07-11 | Contingent | $1,555,000 |
| 2025-09-21 | Pending sale | $1,500,000 |
| 2025-06-30 | Contingent | $1,500,000 |
| 2025-06-26 | Listed for sale | $1,500,000 |
| 2025-06-12 | Contingent | $1,395,000 |
| 2025-05-21 | Price change | $1,395,000 |
| 2025-05-17 | Listed for sale | $1,650,000 |
| 2022-04-05 | Sold | $1,805,500 |
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