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309 Mission Villas Rd, San Marcos, CA, 92069

3beds
3baths
1,331sqft
$685,000
$515price/sqft
$4,790/moest. monthly cost
$191,600/yrincome needed

About This Home

Welcome to this beautifully upgraded townhome built in 2017, offering 3 bedrooms, 2.5 bathrooms, and approximately 1,331 square feet of stylish living space. This move-in-ready home features an open-concept floor plan with abundant natural light, upgraded laminate/Vinyl Plank flooring, quartz countertops, recessed lighting, stainless steel appliances, dual-zone HVAC, a tankless water heater, and fresh interior paint. The spacious kitchen flows seamlessly into the living and dining areas, making it perfect for everyday living and entertaining. The attached two-car garage provides ample storage and convenience. Ideally situated in a quiet hillside location within the Mission Terrace community, this home offers easy access to Highways 78 and 15, shopping, restaurants, parks, City Hall, LA Fitness, Library, Cal State San Marcos, Palomar College, and more. Low HOA and a prime location make this an exceptional opportunity for first-time buyers, investors, or anyone seeking low-maintenance living in the heart of San Marcos.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

7/10
Richland ElementaryGrades K-51.3 mi
5/10
7/10
Mission Hills High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2017

Materials

  • Roof: Tile/Clay
  • Construction materials: Stucco,Other/Remarks

Type & Style

  • Home type: Townhouse
  • Architectural style: Other
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Fire Sprinklers,Garage Door Opener,Microwave,Refrigerator,Solar Panels,Washer,Other/Remarks,Energy Star Appliances,Gas Stove,Counter Top,Gas Cooking,Gas Water Heater,Other/Remarks
  • Laundry features: Gas & Electric Dryer HU

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Balcony,Bathtub
  • Flooring: Linoleum/Vinyl,Other/Remarks
  • Fireplace features: N/K
  • Common walls with other units/homes: 2+ common walls

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air,Other/Remarks,Electric,Energy Star

Interior Area

  • Total structure area: 1,331
  • Total interior livable area: 1,331 sqft

Property

Details

  • Parcel number: 2202105224
  • Special condition: Other/Remarks

Features

  • Levels: 3 Story
  • Stories: 3
  • Pool features: N/K
  • Patio & porch: Balcony,Other/Remarks
  • Spa features: N/K
  • Fencing: Other/Remarks
  • Frontage type: Other/Remarks

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,463$41,556
Home Insurance *$136$1,632
Property Taxes $793$9,516
Electricity $398$4,786
Total$4,790$57,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,228/yr
40% on housing$143,700/yr
45% on housing$127,733/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$515This listing

vs Other Active Listings

Avg $/sqft

ZIP 92069$446
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92069$518
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Listed for sale$685,000
2025-08-15Listing removed$3,500
2025-07-09Listed for rent$3,500
2024-08-03Listing removed--
2024-07-21Listed for rent$3,400
2020-03-20Sold$460,000
2020-01-25Price change$464,900
2020-01-22Listing removed$2,600
2020-01-15Listed for rent$2,600
2019-12-05Price change$474,000
2019-09-14Price change$484,900
2019-08-29Price change$485,000
2019-08-15Price change$490,000
2019-07-06Price change$494,500
2019-06-13Price change$495,000
2019-05-19Price change$499,000
2019-03-29Listed for sale$515,000
2017-07-17Sold$464,500

For Sale by Agent

AgentJune Zhou
BrokerageCoast International Corporation dba Coast Realty

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