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116 Rippling Water Dr, Mount Holly, NC, 28120

4beds
3baths
2,706sqft
$425,000
$157price/sqft
$2,884/moest. monthly cost
$115,360/yrincome needed

About This Home

Great deal for first-time home buyers and investors, this home in the popular Meadowbrook Estates neighborhood is like new construction without the wait! It has brand new carpet, has been freshly painted throughout, and is clean as a whistle! This beautiful home offers that perfect blend of space, value, and everyday livability. Tucked into a quiet, well-maintained community known for its welcoming feel and friendly neighbors, Meadowbrook Estates is located just minutes from downtown Mount Holly and Belmont, with their growing mix of restaurants, breweries, and small-town charm, plus quick access to I-85 for an easy commute into Uptown Charlotte or the airport. With larger lots, room to breathe, and a neighborhood that feels peaceful and established without being isolated, it’s the kind of place where people walk, kids play, and neighbors actually know each other. This inviting home features 9 ft. ceilings, a dedicated home office with French doors, a large great room with a cozy fireplace, an open kitchen with a center island, ample cabinet and counter space, a walk-in pantry, and all new paint and carpet throughout. Upstairs you'll find a huge primary bedroom offering quiet relaxation with an ensuite soaking tub, separate shower, dual sinks, and a big walk-in closet, 3 generously sized bedrooms, a bathroom, and a flexible loft space that works beautifully as a playroom, homework zone, or second living area, a thoughtful layout for privacy and togetherness. Situated on a .36 acre lot, the fully fenced backyard offers exceptional privacy and plenty of space for kids and pets, backyard games, and outdoor entertaining. This home truly combines space, comfort, and location - an ideal place to put down roots and make lasting memories. One of the biggest advantages of this location is its proximity to The River District—Charlotte’s newest master-planned destination. Just minutes away, it’s bringing future shopping, dining, miles of trails, and outdoor recreation along the Catawba River. It’s a major lifestyle and value driver for this entire area. Schedule your showing today!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

8/10
4/10
6/10

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Microwave,Refrigerator with Ice Maker
  • Laundry features: Laundry Room,Main Level

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Features

  • Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Walk-In Pantry
  • Window features: Insulated Windows
  • Flooring: Carpet,Laminate,Vinyl
  • Fireplace features: Great Room
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,706

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,706
  • Total interior livable area: 2,706 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Loft

  • Level: Upper

Office

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 224305
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Patio
  • Fencing: Back Yard,Fenced,Full,Privacy

Lot

  • Lot size: 0.36 Acres
  • Lot size dimensions: 95 x 161 x 116 x 139

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Door Opener,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$142$1,704
Property Taxes $341$4,092
Electricity $252$3,024
Total$2,884$34,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,880/yr
40% on housing$86,520/yr
45% on housing$76,906/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 28120$172
Gaston County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28120$199
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Price change$425,000
2026-03-20Price change$435,000
2026-01-23Listed for sale$440,000
2026-01-10Listing removed--
2025-10-12Listed for sale$460,000
2018-01-24Sold$246,000

For Sale by Agent

AgentLizette Conover
BrokerageRE/MAX Executive

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