2690 Morningdale Drive, Southport, NC, 28461
About This Home
Located within the gates of St. James Plantation, this beautifully maintained 3-bedroom, 3-bath home offers the perfect blend of comfort, quality, and thoughtful upgrades. From the moment you walk through the door, you are welcomed by detailed coffered ceilings, custom trim work, and a bright open floor plan designed for coastal living and entertaining. The kitchen is truly the heart of the home, featuring an oversized granite island with seating, custom cabinetry, stainless steel appliances, double wall ovens, and abundant prep space. The kitchen flows seamlessly into the dining area and spacious living room with fireplace and custom built-ins, creating a warm and inviting space. One of the standout features of the home is the beautiful 4-season room, offering additional year-round living space filled with natural light and overlooking the peaceful backyard setting. The finished FROG with a full bath provides flexibility for guests, a media room, hobby space, or private office. This home has also been thoughtfully upgraded for efficiency and peace of mind with solar panels, a solar generator, and battery backup system capable of supporting the kitchen refrigerator and microwave, bedroom lights and fan, office outlets and fan, plus an additional freezer outlet during outages. Additional features include a whole-house water softener, reverse osmosis filtration system under the kitchen sink, whole-house sound system, radiant barrier insulation beneath the roof, attic storage with flooring, and an exterior enclosure for trash and recycling. Major updates include a new HVAC system installed in December 2025 and a new hot water heater installed in May 2026. Enjoy the coastal lifestyle St. James Plantation is known for with miles of walking and biking trails, scenic natural surroundings, and private beach club access on Oak Island. Conveniently located near historic Southport and the beaches of Oak Island.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2019
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Fiber Cement,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Microwave,Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Walk-in Closet(s),Tray Ceiling(s),Ceiling Fan(s),Walk-in Shower,Built-in Features,Walk-In Closet(s)
- Attic: Walk-In
Heating & Cooling
- Heating features: Fireplace(s),Active Solar,Electric,Solar
- Cooling features: Ceiling Fan(s)
Interior Area
- Total structure area: 2,596
- Total interior livable area: 2,596 sqft
Property
Details
- Parcel number: 219kb024
- Zoning: Sj-Epud
- Special condition: Standard
Features
- Levels: One and One Half
- Patio & porch: Enclosed
- Fencing: None
- Has view: Yes
- View description: None
- Frontage type: See Remarks
- Living area range: 2400 - 2599
Lot
- Lot size: 0.33 Acres
- Lot size dimensions: 87 x 122.28 x 108.72 x 173.21
Parking
- Total spaces: 2
- Parking features: Paved,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Inland Flooding
- Lightning
- Winter Weather
- Coastal Flooding
- Tornado
- Wildfire
- Cold Wave
- Heat Wave
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Brunswick County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,994 | $47,928 |
| Home Insurance * | $256 | $3,072 |
| Property Taxes | $257 | $3,084 |
| Electricity | $241 | $2,901 |
| Total | $4,748 | $56,976 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Contingent | $779,990 |
| 2026-08-05 | Price change | $779,990 |
| 2026-07-28 | Price change | $789,990 |
| 2026-06-23 | Price change | $799,900 |
| 2026-05-16 | Listed for sale | $805,000 |
| 2019-05-03 | Listing removed | $49,900 |
| 2019-05-02 | Listed for sale | $49,900 |
| 2019-03-11 | Pending sale | $49,900 |
| 2019-03-02 | Listed for sale | $49,900 |
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