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1308 Cross Water Circle, Leland, NC, 28451

4beds
4baths
3,437sqft
$899,000
$262price/sqft
$5,706/moest. monthly cost
$228,240/yrincome needed

About This Home

Incredible opportunity! Enjoy the advantages of a fully upgraded, move-in ready home without the delays and added expenses of new construction. From the moment you enter, there is an undeniable WOW factor. Soaring ceilings and expansive, serene pond views immediately capture your attention, filling the home with natural light and creating a stunning first impression. Why wait months to build and then spend thousands more on upgrades? This home includes designer features throughout. Established landscaping, completed outdoor living spaces, window treatments, and thoughtful enhancements are in place--saving you time, money, and stress. Perfectly positioned on a peaceful pond, the water views are enjoyed both inside and out. Step onto the patio where a built-in firepit creates a warm, inviting gathering space, and the custom outdoor kitchen makes entertaining effortless. Whether hosting friends or enjoying a quiet evening by the fire, the tranquil water backdrop elevates every moment. Inside, those same calming views enhance your main living areas, bringing natural beauty into everyday life. Comfort meets peace of mind with a whole-house generator and an energy-efficient tankless hot water heater. These valuable upgrades and more add efficiency, security, and long-term value--features that often come at additional cost when building. Located in award-winning Brunswick Forest, you can immediately embrace a resort-style lifestyle with miles of walking and biking trails, pools, fitness centers, tennis & pickleball courts, golf, and a vibrant social calendar. Instead of navigating the building process, you can start enjoying it all right away. Set on an established street with mature surroundings and a welcoming neighborhood atmosphere, this home offers both tranquility and connection. If you're considering new construction, compare the true cost and timeline. At 1308 Cross Water Circle, it's complete--and ready to impress.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
Town Creek ElementaryGrades K-44.7 mi
2/10
Leland MiddleGrades 6-84.2 mi
3/10
North Brunswick HighGrades 9-124.5 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Fiber Cement,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Down Draft,Built-In Microwave,Built-In Electric Oven,Washer,Self Cleaning Oven,Refrigerator,Dryer,Disposal,Dishwasher
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Sound System,Master Downstairs,Walk-in Closet(s),Tray Ceiling(s),High Ceilings,Mud Room,Whole-Home Generator,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Gas Log,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Partially Floored,Walk-In

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Zoned,Heat Pump

Interior Area

  • Total structure area: 3,437
  • Total interior livable area: 3,437 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Master Bedroom

  • Level: Main

Office

  • Level: Main

Other

  • Level: Second

Other

  • Level: Main

Other

  • Level: Main

Sunroom

  • Level: Main

Property

Details

  • Parcel number: 071de031
  • Zoning: Le-Pud
  • Special condition: Standard
  • Other equipment: Generator

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Patio,Porch,Screened
  • Exterior features: Outdoor Shower,Irrigation System,Gas Grill,Outdoor Kitchen,Cluster Mailboxes,Gas Log
  • Fencing: Metal/Ornamental,Back Yard
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: None,Pond
  • Frontage type: Pond Front
  • Living area range: 3000 - 3499

Lot

  • Lot size: 0.29 Acres
  • Lot size dimensions: 85 x 125 x 127 x 125

Parking

  • Total spaces: 5
  • Parking features: Garage Faces Side,Garage Door Opener,Off Street,On Site,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather
Coastal Flooding
Cold Wave
Heat Wave
Strong Wind

FEMA Declared Disasters in Brunswick County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$319$3,828
Property Taxes $522$6,264
Electricity $320$3,841
Total$5,706$68,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$195,634/yr
40% on housing$171,180/yr
45% on housing$152,160/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$262This listing

vs Other Active Listings

Avg $/sqft

ZIP 28451$196
Brunswick County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 28451$204
Brunswick County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$899,000
2026-04-07Listed for sale$930,000
2026-03-24Contingent$930,000
2026-03-18Price change$930,000
2026-03-11Listed for sale$949,900
2026-03-11Contingent$949,900
2026-01-19Price change$949,900
2025-11-13Listed for sale$975,000
2017-04-28Sold$169,500
2015-08-14Sold$157,500

For Sale by Agent

AgentJill Shellman
BrokerageIntracoastal Realty Corporation

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