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154 Chestnut Ln, Cedar Mountain, NC, 28718

5beds
3baths
5,067sqft
$868,000
$171price/sqft
$5,400/moest. monthly cost
$216,000/yrincome needed

About This Home

In an idyllic location next to DuPont State Forest and blocks from the CANTEEN, DISTILLERY, THE OUTPOST and CEDAR MTN CAFE, rests an expansive private property that includes both a main home and an attached guest home with a three car garage, 2 large decks and over 6 acres of private land. Open floor plan, recreation room, incredible primary bedroom suite with a sun room and updated bathrooms make this a comfortable and impressive property where entertaining and full life living will effortlessly unfold. Love to bike and hike? Abundant storage for all your toys. Literally pedal to the forest and come back to a stunning retreat. Amazing for an investment opportunity as well if you chose to rent the main house and visit to the guest house or vice versa until you move here full time. Generator operates fully and can support the entire property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
Brevard ElementaryGrades PK-58.0 mi
1/10
Davidson River SchoolGrades 6-128.9 mi
8/10
Brevard High SchoolGrades 9-128.3 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Electric Range,Exhaust Hood
  • Laundry features: In Hall,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Features

  • Total Primary Heated Living Area: 4077
  • Finished area below ground: 0
  • Finished area above ground: 4,077

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,077
  • Total interior livable area: 5,067 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 9523117286000
  • Zoning: R4
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 6.60 Acres

Parking

  • Total spaces: 3
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Landslide
Lightning
Strong Wind

FEMA Declared Disasters in Transylvania County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,389$52,668
Home Insurance *$208$2,496
Property Taxes $332$3,984
Electricity $471$5,663
Total$5,400$64,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$185,142/yr
40% on housing$162,000/yr
45% on housing$144,000/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 28718$308
Transylvania County$349

vs Homes Sold Last Month

Median $/sqft

ZIP 28718$1,528
Transylvania County$291

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$868,000
2026-07-21Price change$910,000
2026-06-17Price change$950,000
2026-06-06Listed for sale$990,000
2021-09-02Sold$575,000
2021-07-23Contingent$584,999
2021-06-04Price change$584,999
2021-04-19Price change$589,000
2021-02-18Price change$599,000
2021-01-26Listed for sale$615,000
2021-01-01Listing removed$615,000
2020-11-15Price change$615,000
2020-10-14Price change$625,000
2020-08-20Price change$630,000
2019-12-19Listed for sale$660,000

For Sale by Agent

AgentSadie Carlson
BrokerageLooking Glass Realty

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