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45 Sutton Sq SW Unit 403, Washington, DC, 20024

3beds
2baths
1,370sqft
$1,575,000
$1,150price/sqft
$9,588/moest. monthly cost
$383,520/yrincome needed

About This Home

Experience waterfront living in this 3-bedroom, 2-bath condo at VIO, offering direct views of the Potomac River, Wharf Marina, and the building’s waterfall-edge pool and sundeck. Located on the 4th floor, this unit is on one of the best levels in the building — high enough for privacy and open river views, while still overlooking the pool and sundeck below. The layout is open and functional, with floor-to-ceiling windows across the living area and bedrooms that bring in natural light throughout the day. Stunning light oak wide-plank floors run throughout the unit, making the space feel bright, clean, and modern. The den provides flexibility for a home office, guest space, or additional seating area. Two garage parking spaces and a separate storage unit convey with the sale. The kitchen is designed for everyday living and entertaining, featuring silk white Porcelanosa cabinetry, quartz countertops, stainless steel Thermador appliances with gas cooking, and a large center island with breakfast bar seating. The living and dining areas flow seamlessly together, framed by expansive glass that captures the river and marina views. VIO, completed in 2017 by PN Hoffman and Madison Marquette and designed by Handel Architects and WDG Architecture, anchors the waterfront at The Wharf. Residents enjoy 24-hour concierge service, a resident lounge with espresso bar and fireplace, a fitness center and yoga studio overlooking the Potomac, a dog washing station, and a private sundeck with a saltwater infinity pool, grilling areas, and lounge seating with direct views of the docks and river. This 4th-floor unit delivers what buyers look for at VIO — direct water views and full access to everything The Wharf has to offer.

Getting Around

94
WalkingWalker's Paradise
0
TransitVery Limited Transit
83
BikeVery Bikeable

Schools

4/10
3/10
Eastern High SchoolGrades 9-122.5 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 2017

Materials

  • Construction materials: Concrete

Other

  • Builder name: Hoffman & Associates

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Microwave,Dryer,Ice Maker,Oven,Refrigerator,Range Hood,Stainless Steel Appliance(s),Freezer,Washer,Gas Water Heater
  • Laundry features: Washer In Unit,Dryer In Unit,In Unit

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Den

  • Level: Main

Features

  • Kitchen - Gourmet,Pantry,Kitchen Island,Soaking Tub,Walk-In Closet(s)
  • Window features: Window Treatments
  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,370

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,370
  • Total interior livable area: 1,370 sqft

Property

Accessibility

  • Accessibility features: Accessible Hallway(s)

Details

  • Parcel number: 0473//2117
  • Attached to another structure: Yes
  • Zoning: URBAN LAND
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Exterior features: Barbecue,Balcony
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Features: Urban Land Not Rated

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Underground,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Coastal Flooding
Earthquake
Hail
Hurricane
Heat Wave
Inland Flooding
Strong Wind
Tornado
Cold Wave
Lightning

FEMA Declared Disasters Across District of Columbia Counties

Other

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,964$95,568
Home Insurance *$481$5,772
Property Taxes $1,030$12,360
Electricity $113$1,362
Total$9,588$115,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$328,731/yr
40% on housing$287,640/yr
45% on housing$255,680/yr

District of Columbia FAIR Plan Programs

District of Columbia Property Insurance Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.4%
7.4%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,150This listing

vs Other Active Listings

Avg $/sqft

ZIP 20024$559
District of Columbia$599

vs Homes Sold Last Month

Median $/sqft

ZIP 20024$622
District of Columbia$394

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$1,550,000
2026-06-19Price change$1,575,000
2026-02-27Listed for sale$1,595,000
2021-09-10Sold$1,435,000
2017-10-31Sold$1,247,400

For Sale by Agent

AgentMichael Sobhi
BrokerageReal Broker, LLC

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