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91-1516 Ulaula Loop, Ewa Beach, HI, 96706

3beds
4baths
1,786sqft
$1,225,000
$686price/sqft
$7,526/moest. monthly cost
$301,040/yrincome needed

About This Home

Rare opportunity to live in one and rent the other with a separate-entrance ADU that sets this home apart. This Ho‘opili corner-lot home features a 3-bedroom, 2.5-bath main residence with modern finishes, split A/C throughout, vinyl plank flooring, gas tankless water heater, gas range, and custom plantation shutters. Freshly completed interior and exterior paint for a bright, move-in-ready feel. Highly desirable attached ADU with separate entrance (approx. 351 sq. ft), a full kitchen, private bath, and stacked washer/dryer. Currently tenant-occupied providing immediate rental income. Designed with separation and privacy in mind, this rare offering sets the home apart from others on the market while offering flexibility for extended family, guests, or future living options. Conveniently located near parks, shopping, rail, and freeway access, this home combines comfort, flexibility, and everyday convenience in a thriving Ho‘opili community.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
Ewa Elementary SchoolGrades PK-50.7 mi
6/10
Ewa Makai Middle SchoolGrades 6-82.2 mi
5/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 2018

Materials

  • Construction materials: Double Wall,Other,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached,Multiplex
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Bedroom on Main Level,Full Bath on Main Level
  • Flooring: Carpet,Laminate,Vinyl

Interior Area

  • Total structure area: 1,786
  • Total interior livable area: 1,786 sqft

Property

Details

  • Parcel number: 1911740010000
  • Zoning description: 07 - R-3.5 Residential District
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Fencing: Fenced,Wall
  • Has view: Yes
  • View description: Other
  • Topography of land: Level

Lot

  • Features: Cleared,Corner Lot,Level

Parking

  • Total spaces: 4
  • Parking features: Driveway,Garage,Three or more Spaces,On Street
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Wildfire
    WildfireVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Lightning
Wildfire
Inland Flooding
Landslide
Earthquake

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,194$74,328
Home Insurance *$202$2,424
Property Taxes $555$6,660
Electricity $575$6,901
Total$7,526$90,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$258,034/yr
40% on housing$225,780/yr
45% on housing$200,693/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$686This listing

vs Other Active Listings

Avg $/sqft

ZIP 96706$603
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96706$615
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$1,299,000
2023-03-10Pending sale$1,165,000
2023-03-03Contingent$1,165,000
2023-02-06Listed for sale$1,165,000
2020-07-29Sold$840,000
2020-06-08Listed for sale$850,000
2018-06-28Sold$779,000

For Sale by Agent

AgentTerry Yamamoto
BrokerageColdwell Banker Realty

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