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443 Spring Hill Pl, Smithfield, VA, 23430

3beds
3baths
3,272sqft
$479,000
$146price/sqft
$3,210/moest. monthly cost
$128,400/yrincome needed

About This Home

Welcome home to Benns Grant! This beautifully maintained 3-bedroom, 2.5-bath home offers the perfect blend of modern style and functional living. The open-concept floor plan features spacious living areas designed for both everyday comfort and entertaining. The stunning kitchen showcases sleek black cabinetry, granite countertops, a large center island, and newer appliances, creating a stylish focal point of the home. Upstairs, you'll find a generous loft area that offers endless possibilities as a second living space, home office, playroom, or media room. All three bedrooms are exceptionally spacious, providing plenty of room to relax and unwind. Additional highlights include a 2-car attached garage and a move-in-ready feel throughout. Enjoy all that Benns Grant has to offer, including a community pool, clubhouse, playground, miles of walking trails, two catch-and-release lakes, and acres of open green space. Conveniently located near shopping, dining, and commuter routes.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
7/10
Smithfield Middle SchoolGrades 7-81.1 mi
5/10
Smithfield High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Slab
  • Roof: Asphalt Shingle
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Gas Range,Refrigerator,Washer,Tankless Water Heater,Gas Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Cathedral Ceiling(s),Primary Sink-Double,Walk-In Closet(s),Ceiling Fan(s),Entrance Foyer,Pantry
  • Flooring: Carpet,Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Fireplace Gas-natural
  • Fireplace: Yes
  • Attic: Scuttle

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,272 sqft

Property

Details

  • Parcel number: 3201075A261

Features

  • Stories: 2
  • Pool features: None,Association
  • Patio & porch: Porch
  • Exterior features: Inground Sprinkler
  • Fencing: None
  • Waterfront features: Not Waterfront

Parking

  • Total spaces: 2
  • Parking features: Garage Att 2 Car,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Winter Weather
Cold Wave
Drought
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,422$29,064
Home Insurance *$169$2,028
Property Taxes $304$3,648
Electricity $315$3,781
Total$3,210$38,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,057/yr
40% on housing$96,300/yr
45% on housing$85,600/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 23430$195
Isle of Wight County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 23430$213
Isle of Wight County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentAnna Boyer
BrokerageHoward Hanna Real Estate Svcs.

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