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6220 Rosemark Rd, Olive Branch, MS, 38654

3beds
2baths
1,709sqft
$330,000
$193price/sqft
$2,221/moest. monthly cost
$88,840/yrincome needed

About This Home

Welcome to this inviting single level home featuring a smart split floor plan designed for comfort and privacy. With three bedrooms and two full baths, this residence offers a spacious feel and an easy, natural flow throughout. Step inside to a bright separate dining room perfect for gatherings, which opens to a well-appointed kitchen featuring under-cabinet lighting and a bar top counter ideal for casual meals or entertaining. The adjoining living room provides a warm central hub, complete with sliding glass doors that lead to the side of the property and extend the living space outdoors. Enjoy year-round relaxation on the covered patio, offering a comfortable spot for morning coffee, grilling, or unwinding in the shade. A storage shed located on the side of the property adds extra space for tools, lawn equipment, or seasonal items. A two-car garage provides ample storage and convenience and includes a small wheelchair ramp for added accessibility. This home blends practicality with comfort, making it a standout option for anyone seeking a functional layout with thoughtful details.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

8/10
8/10
8/10

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Microwave
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Ceiling Fan(s),Eat-in Kitchen,Granite Counters,Pantry,Double Vanity
  • Door features: Dead Bolt Lock(s),Hinged Patio
  • Window features: Insulated Windows
  • Flooring: Carpet,Combination,Tile,Wood
  • Fireplace features: Great Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,709
  • Total interior livable area: 1,709 sqft

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: 1064193400012100

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Rain Gutters

Lot

  • Lot size: 5,662 sqft
  • Features: Landscaped

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Earthquake
Inland Flooding
Strong Wind

FEMA Declared Disasters in DeSoto County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$216$2,592
Property Taxes $145$1,740
Electricity $192$2,304
Total$2,221$26,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,148/yr
40% on housing$66,630/yr
45% on housing$59,226/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 38654$156
DeSoto County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 38654$163
DeSoto County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-19Listed for sale$330,000
2019-10-25Sold--
2019-09-24Pending sale$204,900
2019-06-28Listed for sale$204,900

For Sale by Agent

AgentCandace D Franklin
BrokerageRe/Max Experts

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