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1507 J H Clouser Ln, Galveston, TX, 77550

1beds
1baths
568sqft
$168,000
$296price/sqft
$1,380/moest. monthly cost
$55,200/yrincome needed

About This Home

Affordable island living awaits! This 1-bedroom, 1-bath cottage is conveniently located in Galveston's East End, just minutes from the Seawall, beaches, shopping, restaurants, and local attractions. The home features a functional layout, ceiling fans, window-unit cooling, and a welcoming front porch. Situated on a subdivision lot with public water and sewer service, this property offers a low-maintenance option for homeowners and investors alike. Whether you're looking for a starter home, weekend getaway, rental property, or investment opportunity, this Galveston cottage is full of potential and ready for its next owner.

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
66
BikeBikeable

Schools

5/10
AIM College & Career PrepGrades 8-121.6 mi
5/10
Ball High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1948

Materials

  • Foundation: Block & Beam
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • 1 Bedroom Down - Not Primary BR

Heating & Cooling

  • Heating features: Other
  • Cooling features: Ceiling Fan(s),Other,Window Unit(s)

Interior Area

  • Total structure area: 568
  • Total interior livable area: 568 sqft

Master Bathroom

  • Features: No Primary

Property

Details

  • Parcel number: 351000390001507

Features

  • Stories: 1

Lot

  • Lot size: 2,086 sqft
  • Features: Subdivided,0 Up To 1/4 Acre

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $849$10,188
Home Insurance *$59$708
Property Taxes $234$2,808
Electricity $238$2,859
Total$1,380$16,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,314/yr
40% on housing$41,400/yr
45% on housing$36,800/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$296This listing

vs Other Active Listings

Avg $/sqft

ZIP 77550$203
Galveston County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 77550$212
Galveston County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-30Listed for sale$168,000
2026-06-16Listing removed$1,025
2026-04-13Listed for rent$1,025
2026-03-21Listing removed$995
2026-03-05Listed for rent$995

For Sale by Agent

AgentCynthia Corder
BrokerageeXp Realty LLC

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