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2969 County Road 422, Talpa, TX, 76882

8beds
9baths
2,500sqft
$3,499,999
$1,400price/sqft
$23,582/moest. monthly cost
$943,280/yrincome needed

About This Home

Rancho Loma is a rare 309 acre West Texas legacy ranch—offering privacy, fun, and a turnkey compound that works exceptionally well for an end user. While the property has a celebrated hospitality story, its real strength is how easily it lives as a private residence: an 1878 restored main home, a separate guest house, five modern Marfa Inspired REST cabins for hosting friends and family, a pool, a functional shop, and dramatic terrain anchored by the on-site “Mountain” with big views and potential for an additional homesite. Fully fenced, wildlife-rich, and dotted with four ponds, Rancho Loma delivers the kind of secluded, high-character ranch experience that’s increasingly hard to find—a world-class personal retreat first, with the option (not the requirement) to continue any boutique commercial component.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

4/10
Panther Creek SchoolGrades PK-1211.3 mi

Construction

Condition

  • Year built: 1878

Materials

  • Foundation: Pillar/Post/Pier,Slab
  • Roof: Energy Star/Reflective Roof
  • Construction materials: Batts Insulation,Blown-In Insulation,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Ranch
  • Property subType: Farm

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Appliances,Water Heater,Disposal,Washer,Wine Refrigerator,Convection Oven,Microwave,Gas Range,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 9
  • Full bathrooms: 8
  • 1/2 bathrooms: 1

Features

  • High Ceilings,Vaulted Ceiling
  • Window features: Insulated/Low-E windows
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Attic Fan,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,500
  • Total interior livable area: 2,500 sqft

Property

Details

  • Parcel number: 52291

Features

  • Private pool: Yes
  • Pool features: In Ground,Salt Water
  • Topography of land: Rolling

Lot

  • Lot size: 309 Acres
  • Features: Pasture,50 or more Acres

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Strong Wind
Drought
Hail
Lightning
Tornado
Wildfire
Winter Weather
Cold Wave
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $17,697$212,364
Home Insurance *$5,416$64,992
Property Taxes $195$2,340
Electricity $274$3,294
Total$23,582$282,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$808,525/yr
40% on housing$707,460/yr
45% on housing$628,853/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,400This listing

vs Other Active Listings

Avg $/sqft

ZIP 76882$191
Coleman County$256

vs Homes Sold Last Month

Median $/sqft

ZIP 76882
Coleman County$68

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-12Listed for sale$3,499,999
2025-12-12Listing removed--
2025-11-05Listed for sale$3,600,000

For Sale by Agent

AgentColton Harbert
BrokerageCapitol Ranch Real Estate

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