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2656 River Bend Rd, Smithville, TX, 78957

6beds
6baths
3,635sqft
$1,749,000
$481price/sqft
$10,517/moest. monthly cost
$420,680/yrincome needed

About This Home

This unique property boasts three homes strategically positioned for privacy and convenience on nearly 50 acres in a beautiful country setting. The homestead sits just off a paved county road and has high speed fiber internet. Enjoy remote country living while still having access to city amenities and shopping. The town of Smithville is less than a 15 minute drive, and Bastrop is approximately 20 miles away. The Austin international airport is less than a 45 mile drive via Hwy 71. Round Top, well known for antiques and entertainment, is just a short distance, making this a valuable investment opportunity. The main house constructed in 2023 showcases a typical hill country exterior of limestone blocks, wood beams, and wrap around porches. The interior is a modern blend of hard wood floors, open living concept with period style bathrooms and mud room. All rooms have an ample number of windows allowing for natural light and views of the surrounding natural beauty. The second home is a two bed/two bath rustic style cabin with log and mortar exterior and metal roofing. The interiors are a beautiful blend of cedar and pine with log beams and vaulted ceilings. A gated entrance off the main road makes it ideal for producing income via long term or short-term rentals, or as a guest residence for family and friends. The bunk house is an upstairs/downstairs layout featuring the same cedar and pine interior. The downstairs is a one bedroom with kitchenette and full bath. The upstairs loft is a very large room with a half bath, and small balcony. All the homes are fenced separately from the pasture and wooded areas. The diverse wildlife allows you to hunt on the property, or simply sit back and enjoy the wonderful abundant variety of animals year-round. The property currently has cattle which provides income and an agricultural exemption for tax relief. The cattle pens, equipment, tractors and implements for maintaining the land and cattle can be included.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
La Grange Elementary SchoolGrades PK-612.7 mi
7/10
La Grange Middle SchoolGrades 7-813.0 mi
6/10
La Grange High SchoolGrades 9-1213.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Interior

Appliances

  • Appliances included: Built-In Gas Oven,Built-In Gas Range,Dishwasher,Disposal,Exhaust Fan,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1
  • Main level bedrooms: 6

Features

  • See Remarks,2 Primary Baths,Breakfast Bar,Built-in Features,Ceiling Fan(s),High Ceilings,Quartz Counters,Stone Counters,Crown Molding,Double Vanity,Electric Dryer Hookup,High Speed Internet,Kitchen Island,No Interior Steps,Open Floorplan,Pantry,Primary Bedroom on Main,Recessed Lighting,Walk-In Closet(s),Washer Hookup
  • Window features: See Remarks
  • Flooring: Wood
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,635 sqft

Primary Bedroom

  • Features: See Remarks,Ceiling Fan(s),CRWN,Recessed Lighting,Soaking Tub
  • Level: Main

Property

Accessibility

  • Accessibility features: See Remarks

Details

  • Parcel number: 100068
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: See Remarks,Covered,Front Porch,Porch,Rear Porch,Side Porch
  • Exterior features: Gutters Full,Private Yard
  • Fencing: Barbed Wire, Cross Fenced, Perimeter
  • Has view: Yes
  • View description: Pasture,Rural,Trees/Woods
  • Waterfront features: None

Lot

  • Lot size: 48 Acres
  • Features: Agricultural,Cleared,Gentle Sloping,Private,Trees-Large (Over 40 Ft)

Parking

  • Parking features: See Remarks,Attached Carport,Covered,Drive Through

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Hurricane
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Texas Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,843$106,116
Home Insurance *$1,196$14,352
Property Taxes $79$948
Electricity $399$4,789
Total$10,517$126,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$360,582/yr
40% on housing$315,510/yr
45% on housing$280,453/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -7.4%
-7.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$481This listing

vs Other Active Listings

Avg $/sqft

ZIP 78957$280
Fayette County$404

vs Homes Sold Last Month

Median $/sqft

ZIP 78957$192
Fayette County$116

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-01Price change$1,749,000
2025-10-16Listed for sale$1,950,000

For Sale by Agent

AgentDwayne Baker
BrokerageKeller Williams Realty

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