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5521 Hereford Pl, Missoula, MT, 59808

4beds
3baths
2,808sqft
$660,000
$235price/sqft
$4,075/moest. monthly cost
$163,000/yrincome needed

About This Home

Welcome to this spacious 44 Ranch home in the Hellgate school district with a private back yard, beautiful landscaping and located on a quiet street with easy access to the parks and common area. Inside you will find a comfortable open floor plan with main-level living if desired. The large granite island is great for entertaining or cooking workspace. On the main level you will also find the spacious primary suite with large closet and primary bathroom with dual sinks and tiled shower in addition to 2 bedrooms and 1 full bathroom. In the level below, it has been finished to be a large and neutral space; use it comfortably as it is for an additional living room, or add a bar, theater, many uses. Downstairs also has a massive guest bedroom, full bathroom and many storage areas. Enjoy convenient and easy living in the desirable 44 Ranch neighborhood.

Getting Around

2
WalkingCar-Dependent
11
TransitMinimal Transit
44
BikeSomewhat Bikeable

Schools

--
Lower Grade HellgateGrades 2-30.9 mi
6/10
Hellgate Middle SchoolGrades 7-80.8 mi
3/10
Big Sky High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Poured

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Cooling

  • Cooling features: Central Air

Features

  • Finished area below ground: 1,404

Interior Area

  • Total interior livable area: 2,808 sqft

Property

Details

  • Parcel number: 04219913203320000
  • Special condition: Standard

Features

  • Stories: 1

Lot

  • Lot size: 4,791 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Winter Weather
Earthquake
Inland Flooding

FEMA Declared Disasters in Missoula County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,337$40,044
Home Insurance $180$2,160
Property Taxes $366$4,392
Electricity $192$2,313
Total$4,075$48,900

Income You'd Need if You Spent...

35% on housing$139,714/yr
40% on housing$122,250/yr
45% on housing$108,666/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 59808$372
Missoula County$310

vs Homes Sold Last Month

Median $/sqft

ZIP 59808$332
Missoula County$310

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$660,000
2026-06-17Listed for sale$675,000
2018-12-06Sold--

For Sale by Agent

AgentStephanie Gardner
BrokeragePureWest Real Estate - Missoula

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