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1034 Sandy Hill Dr, Bonner, MT, 59823

3beds
3baths
3,114sqft
$999,000
$321price/sqft
$6,052/moest. monthly cost
$242,080/yrincome needed

About This Home

Just 30 minutes from Missoula and within the Blackfoot corridor, this beautiful owner-built home in the Potomac Valley offers a 3,000 sq. ft. floor plan with 3 bedrooms, 2.5 baths and a kitchen filled with natural light and custom cabinetry. Warm, quiet and very well insulated, this residence was designed to complement the 4.7 acre parcel it occupies. Household water is provided by a 20 gpm well through an updated filtration system. Oversized 2 car garage.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

9/10
Potomac SchoolGrades PK-62.1 mi
--
Potomac 7-8Grades 7-82.1 mi
6/10
Hellgate High SchoolGrades 9-1221.1 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Poured
  • Construction materials: Cement Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator,Water Softener,Water Purifier,Propane Water Heater
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Hot Tub/Spa
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,558

Heating

  • Heating features: Forced Air,Propane,Stove

Interior Area

  • Total interior livable area: 3,114 sqft

Property

Details

  • Parcel number: 04220430201080000
  • Zoning: None
  • Zoning description: unzoned
  • Special condition: Standard

Features

  • Levels: Two,Multi/Split
  • Patio & porch: Rear Porch,Covered,Front Porch,Wrap Around
  • Exterior features: Courtyard,Hot Tub/Spa,Rain Gutters,Propane Tank - Owned
  • Has spa: Yes
  • Spa features: Hot Tub
  • Horses can be raised: Yes

Lot

  • Lot size: 4.77 Acres
  • Features: Garden,Gentle Sloping,Landscaped,Wooded
  • Lot size dimensions: 4.77 acres

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Avalanche
    AvalancheRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Avalanche
Ice Storm
Wildfire
Winter Weather
Earthquake
Inland Flooding
Landslide
Lightning

FEMA Declared Disasters in Missoula County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,051$60,612
Home Insurance $396$4,752
Property Taxes $392$4,704
Electricity $213$2,565
Total$6,052$72,624

Income You'd Need if You Spent...

35% on housing$207,497/yr
40% on housing$181,560/yr
45% on housing$161,386/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$321This listing

vs Other Active Listings

Avg $/sqft

ZIP 59823$345
Missoula County$309

vs Homes Sold Last Month

Median $/sqft

ZIP 59823$269
Missoula County$310

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-05Price change$1,049,000
2026-01-15Listed for sale$1,100,000
2026-01-12Listing removed$1,100,000
2025-07-28Price change$1,100,000
2025-07-18Price change$1,149,900
2025-04-17Listed for sale$1,199,900

For Sale by Agent

AgentDR Halsell
BrokerageSaddleback Realty LLC

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