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4498 Ladner St, Fremont, CA, 94538

3beds
1baths
1,175sqft
$1,008,888
$859price/sqft
$6,697/moest. monthly cost
$267,880/yrincome needed

About This Home

Exceptional opportunity to own a detached single-family home in Fremont with room to expand, personalize, and build future equity! Welcome to 4498 Ladner Street, a move-in ready property offering one of the most compelling value opportunities currently available in this highly desirable Silicon Valley commuter location. Situated on an approx. 6,000 sq. ft. lot, this property combines immediate livability, thoughtful updates, flexible outdoor space, and long-term upside potential rarely found at this price point. Inside, the home offers a bright, functional floor plan with comfortable everyday living spaces designed for both relaxing and entertaining. Recent improvements include luxury vinyl plank flooring throughout, fresh interior paint, updated baseboards, dual-pane windows, blown-in wall insulation for enhanced energy efficiency, updated kitchen finishes, and a tankless water heater. The kitchen opens seamlessly to the dining and living areas, creating a natural gathering space filled with light and warmth. The expansive fenced yard and oversized lot provide versatility and future possibilities that are increasingly difficult to find in Fremont. Attached garage, carport, and side yard access create opportunities for additional parking, storage, workshop space, gardening, entertaining, or possible future expansion concepts. Buyers seeking long-term value will appreciate the potential to explore future improvements such as reconfiguration, expansion, additional bath concepts, outdoor entertaining enhancements, or possible ADU opportunities (buyer to verify all possibilities with appropriate professionals and city agencies). This property is ideal for buyers who value detached living, land ownership, commuter convenience, and future upside. Priced accordingly to reflect lot location while creating an outstanding entry point into the Fremont single-family home market. Why purchase a townhouse or condo with HOA dues when you can own a detached home with private outdoor space and future flexibility? Conveniently located near BART, shopping, dining, parks, schools, and major commute routes with easy access throughout Silicon Valley and the Bay Area. Rare opportunity to secure a detached Fremont property with immediate comfort, future possibilities, and strong long-term value potential.

Getting Around

65
WalkingSomewhat Walkable
37
TransitSome Transit
51
BikeBikeable

Schools

7/10
8/10
7/10

Construction

Condition

  • Property condition: Existing
  • Year built: 1956

Materials

  • Foundation: Slab,Concrete
  • Roof: Other,See Remarks
  • Construction materials: Stucco,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,Free-Standing Range,Dryer,Washer,Gas Water Heater,Tankless Water Heater
  • Laundry features: In Garage,See Remarks,Sink,Common Area

Bathroom

  • Features: Shower Over Tub,Updated Baths,Dual Flush Toilet,Granite,Window

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Updated Kitchen
  • Window features: Double Pane Windows
  • Flooring: Concrete,Laminate
  • Fireplace features: None

Heating & Cooling

  • Heating features: Natural Gas,Wall Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 1,175
  • Total interior livable area: 1,175 sqft

Kitchen

  • Features: Stone Counters,Dishwasher,Disposal,Gas Range/Cooktop,Microwave,Range/Oven Free Standing,Updated Kitchen

Property

Details

  • Parcel number: 525112012
  • Special condition: Standard
  • Other equipment: Irrigation Equipment

Features

  • Levels: One
  • Stories: 1
  • Entry location: No Steps to Entry
  • Pool features: None
  • Patio & porch: Patio
  • Exterior features: Garden,Garden/Play
  • Fencing: Fenced,Wood

Lot

  • Lot size: 6,098 sqft
  • Features: Level,Back Yard,Front Yard,Landscaped,Sprinklers In Rear,Side Yard,Landscape Back,Landscape Front

Parking

  • Total spaces: 2
  • Parking features: Attached,Carport,Direct Access,Side Yard Access,Enclosed,Garage Faces Front,Garage Door Opener,See Remarks
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,101$61,212
Home Insurance *$93$1,116
Property Taxes $1,105$13,260
Electricity $398$4,786
Total$6,697$80,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$229,611/yr
40% on housing$200,910/yr
45% on housing$178,586/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$859This listing

vs Other Active Listings

Avg $/sqft

ZIP 94538$601
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94538$1,054
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Price change$1,088,000
2026-03-19Listed for sale$1,138,888
2021-02-24Listing removed--
2020-10-26Listing removed$2,950
2020-10-23Listed for rent$2,950
2012-12-07Sold$355,000
2012-04-24Sold$233,750
2006-10-19Sold$538,000

For Sale by Agent

AgentMichael Tessaro, Intero Real Estate Services
BrokerageIntero Real Estate Services

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