1318 N New River Drive, Surf City, NC, 28445
About This Home
Welcome to your coastal retreat! This bright and inviting 5 bedroom, 3 1/2 bath home delivers both serenity and seaside access with separate oceanfront lot included. The reverse floorplan home flows with ease making it ideal for entertaining. This fully furnished home with a pool and hot tub offers the perfect blend of leisure and lifestyle. The second floor includes 4 bedrooms, 2 baths and has a Guest Serving area so your guests can brew that perfect cup of morning coffee to enjoy on the deck that expanses the entire length of the home. Whether on a deck, patio or by the pool, you can enjoy the ocean breeze, soak up the sun or host a gathering under the stars. You can also escape out the back gate and avoid the traffic to access your very own oceanfront lot that only conveys with the sale of 1318 N. New River Dr. 1404 N. Shore Drive (Parcel ID 4245-53-4992-0000) adds value for your personal use or vacation rental potential. This additional parcel creates an exclusive amenity that could elevate guest experiences and maximize rental appeal. This amenity rich property combines function, fun, AND private oceanfront access for your ultimate island experience. Should you ever want to leave your personal oasis, entertainment, local shopping and dining are all close by. Immaculately maintained and styled with coastal ease in mind, this home is ready for immediate enjoyment or investment potential as a vacation rental. You will not want to miss this opportunity to own a perfect piece of island paradise!
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 2018
Materials
- Foundation: Other,Pilings
- Roof: Architectural Shingle
- Construction materials: Vinyl Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Mini Refrigerator,Electric Oven,Electric Cooktop,Built-In Microwave,Washer,Refrigerator,Ice Maker,Dryer,Dishwasher
- Laundry features: In Hall,Laundry Closet
Bedroom1
- Level: Second
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedroom4
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Walk-in Closet(s),Vaulted Ceiling(s),High Ceilings,Entrance Foyer,Mud Room,Solid Surface,Kitchen Island,Elevator,Ceiling Fan(s),Furnished,Hot Tub,Pantry,Reverse Floor Plan,Walk-in Shower,Wet Bar,Blinds/Shades,Walk-In Closet(s)
- Flooring: LVT/LVP,Tile,Wood
- Attic: Access Only
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Air,Heat Pump
Interior Area
- Total structure area: 2,521
- Total interior livable area: 2,521 sqft
Kitchen
- Level: Third
Living Room
- Level: Third
Master Bedroom
- Level: Third
Utility Room
- Level: Ground
Property
Accessibility
- Accessibility features: Accessible Elevator Installed
Details
- Parcel number: 42455402420000
- Zoning: Residential
- Special condition: Standard
Features
- Levels: Three Or More
- Stories: 3
- Pool features: In Ground,Pool/Spa Combo
- Patio & porch: Open,Covered,Deck,Patio,Porch
- Exterior features: Outdoor Shower
- Fencing: Back Yard,Wood
- Has view: Yes
- View description: Marsh,Ocean
- Has water view: Yes
- Water view: Marsh,Ocean
- Waterfront features: Deeded Beach Access,Waterfront,Ocean Front
- Frontage type: Oceanfront,See Remarks
- Living area range: 2400 - 2599
Lot
- Lot size: 6,969 sqft
- Features: Deeded Beach Access,Deeded Waterfront
- Lot size dimensions: 75 x 84 x 75 x 87
Parking
- Total spaces: 4
- Parking features: Covered,Gravel,Concrete,Off Street,On Site
- Has uncovered spaces: Yes
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Winter Weather
- Inland Flooding
- Ice Storm
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pender County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,320 | $75,840 |
| Home Insurance * | $307 | $3,684 |
| Property Taxes | $415 | $4,980 |
| Electricity | $234 | $2,817 |
| Total | $7,276 | $87,312 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-15 | Price change | $1,549,000 |
| 2026-03-10 | Price change | $1,599,000 |
| 2025-11-13 | Listed for sale | $1,679,000 |
| 2019-03-29 | Sold | $555,000 |
| 2017-05-16 | Sold | $105,000 |
For Sale by Agent
View on Zillow