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28109 N 165TH Street, Scottsdale, AZ, 85262

4beds
2baths
2,273sqft
$685,000
$301price/sqft
$4,822/moest. monthly cost
$192,880/yrincome needed

About This Home

Situated on a 1-acre lot with a 4-car garage plus no HOA, enjoy the space and privacy of this beautiful property featuring mountain views plus room to spread out. This 4-bedroom, 2 bath, 2,331 sq. ft. home offers an open-concept floor plan with a spacious great room highlighted by a cozy gas fireplace. The chef's kitchen features upgraded cabinetry, a large center island, granite countertops, stainless steel appliances, double ovens, a 36'' cooktop, custom vent hood, farmhouse sink and a generous walk-in pantry. The primary suite includes a large walk-in closet, dual-sink vanity with granite countertops and a separate soaking tub and tiled shower. Additional features include a big laundry room with utility sink. Rare 4-car garage for plenty of storage for all your cars, toys and more!

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

6/10
Desert Sun AcademyGrades PK-612.7 mi
10/10
Cactus Shadows High SchoolGrades 8-1213.7 mi
4/10

Construction

Condition

  • Year built: 2019

Materials

  • Roof: Tile
  • Construction materials: Stucco,Wood Frame,Painted

Other

  • Builder name: DIAMANTE HOMES

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-in Microwave,Dishwasher,Disposal,Electric Cooktop
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Granite Counters,Double Vanity,Eat-in Kitchen,9+ Flat Ceilings,Vaulted Ceiling(s),Kitchen Island,Pantry,Full Bth Master Bdrm,Separate Shwr & Tub
  • Window features: Low Emissivity Windows,Double Pane Windows,Vinyl Frame
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: HVAC SEER Rating,Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,273
  • Total interior livable area: 2,273 sqft

Property

Details

  • Parcel number: 21937533A
  • Special condition: Pre-Foreclosure

Features

  • Stories: 1
  • Patio & porch: Covered
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Mountain(s)
  • Horses can be raised: Yes

Lot

  • Lot size: 1.01 Acres
  • Features: None,North/South Exposure,Natural Desert Back

Parking

  • Total spaces: 8
  • Parking features: RV Access/Parking,Extended Length Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Wildfire
Hail
Strong Wind

FEMA Declared Disasters in Maricopa County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,463$41,556
Home Insurance $133$1,596
Property Taxes $986$11,832
Electricity $240$2,888
Total$4,822$57,864

Income You'd Need if You Spent...

35% on housing$165,325/yr
40% on housing$144,660/yr
45% on housing$128,586/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$301This listing

vs Other Active Listings

Avg $/sqft

ZIP 85262$652
Maricopa County$272

vs Homes Sold Last Month

Median $/sqft

ZIP 85262$498
Maricopa County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Listed for sale$685,000
2019-12-23Sold$405,000

Pre-Foreclosure - For Sale by Agent

AgentJoshua Roubal
BrokerageMy Home Group Real Estate

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