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445 red morganite, Buda, TX, 78610

3beds
2baths
1,832sqft
$299,999
$164price/sqft
$2,476/moest. monthly cost
$99,040/yrincome needed

About This Home

Charming 3-bedroom, 2-bath single-story home featuring an open-concept layout with soaring ceilings. The kitchen includes a breakfast bar and seamlessly flows into the spacious family room, perfect for gatherings. The primary suite offers a walk-in closet and private en suite bath, while the nicely sized secondary bedrooms share an additional full bath. Step outside to a backyard ideal for relaxing or entertaining. Conveniently located just minutes from major highways, dining, and shopping.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

4/10
Tom Green Elementary SchoolGrades PK-50.6 mi
5/10
Dr T C McCormick Jr Middle SchoolGrades 6-80.7 mi
6/10
Moe and Gene Johnson High SchoolGrades 9-124.4 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 2017

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Gas Cooktop,Disposal,Dishwasher,Gas Water Heater
  • Laundry features: Main Level,Washer Hookup,Dryer Connection

Bedroom2

  • Area: 121

Bedroom3

  • Area: 144

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 143

Family Room

  • Area: 224

Features

  • Breakfast Bar,High Ceilings,Walk-In Closet(s),Master Downstairs,Solid Counter Tops,Programmable Thermostat
  • Flooring: Carpet,Ceramic Tile
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,832 sqft

Kitchen

  • Area: 154

Master Bathroom

  • Features: Tub/Shower Separate,Separate Vanity,Soaking Tub
  • Area: 24

Master Bedroom

  • Features: Split,Walk-In Closet(s),Full Bath
  • Area: 208

Property

Details

  • Parcel number: 118342025002

Features

  • Levels: One
  • Stories: 1
  • Pool features: None,Community
  • Patio & porch: Patio,Covered
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Privacy

Lot

  • Lot size: 5,227 sqft
  • Features: Level,Curbs,Sidewalks

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hail
Heat Wave
Strong Wind
Winter Weather
Inland Flooding

FEMA Declared Disasters Across Texas Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$157$1,884
Property Taxes $565$6,780
Electricity $238$2,859
Total$2,476$29,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$99,040/yr
35% on housing$84,891/yr
40% on housing$74,280/yr
45% on housing$66,026/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 78610$179
Hays County$297

vs Homes Sold Last Month

Median $/sqft

ZIP 78610$179
Hays County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-25Price change$299,999
2026-03-19Price change$300,000
2026-02-17Price change$339,999
2026-01-26Price change$340,000
2026-01-09Price change$350,000
2025-12-04Price change$349,999
2025-11-10Price change$350,000
2025-10-10Price change$359,000
2025-08-28Listed for sale$369,000

For Sale by Agent

AgentDominic Fuentes
BrokeragePhyllis Browning Company
Phone(210) 408-2500
View on Zillow

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