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326 Cruz Alta Road, Taos, NM, 87571

9beds
6baths
5,660sqft
$1,995,000
$352price/sqft
$13,941/moest. monthly cost
$557,640/yrincome needed

About This Home

Welcome to an extraordinary Taos estate where timeless Southwestern charm, breathtaking mountain views, and exceptional versatility come together on a beautifully landscaped property. Offering an incredible combination of generous living space, distinctive architecture, and outstanding indoor-outdoor living, this one-of-a-kind home provides endless possibilities for the way you live, gather, entertain, and create lasting memories. With nine spacious bedrooms and six full bathrooms, this impressive residence offers abundant space for extended families, guests, or those seeking flexibility. Designed to accommodate a variety of lifestyles, the home provides the perfect balance of shared gathering spaces and private retreats, making it equally suited for everyday living, entertaining, or hosting loved ones. The thoughtful floor plan is ideally suited for multigenerational living. The upper level showcases beautiful heavy timber accents and opens to a private rooftop deck with breathtaking panoramic views of the Sangre de Cristo Mountains. Perfect for outdoor dining, morning coffee, entertaining friends, or stargazing beneath Taos' crystal-clear skies, this incredible outdoor living space offers a front-row seat to Northern New Mexico's spectacular landscape. The main level features an expansive primary suite complete with a generous sitting area and an oversized walk-in closet, creating a true private retreat. A separate studio with its own private patio provides the perfect space for guests, extended family, a home office, or creative pursuits. The lower level offers additional private living quarters with convenient access through the greenhouse, making it ideal for independent living while remaining connected to the rest of the home. Step outside to experience beautifully curated grounds featuring mature landscaping, winding flagstone patios, a tranquil pond, and fully fenced outdoor spaces designed for year-round enjoyment. The greenhouse, adorned with mature red and white grape vines, offers a unique retreat for gardening enthusiasts, while the inviting outdoor living areas provide the perfect setting to relax, entertain, and enjoy Taos' unforgettable sunsets. Ideally located just minutes from Taos' renowned restaurants, galleries, shopping, and everyday conveniences, the property also offers quick access to Carson National Forest, where miles of hiking, biking, horseback riding, and year-round outdoor adventure await. This exceptional location combines the serenity of mountain living with the convenience of being close to everything Taos has to offer. Experience the rare opportunity to own a one-of-a-kind Taos estate where exceptional craftsmanship, generous living spaces, and the beauty of Northern New Mexico come together to create a home unlike any other.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

8/10
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Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Combination
  • Roof: Metal,Pitched
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Pueblo
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Gas Range,Gas Water Heater,Microwave,Refrigerator,Water Softener,Washer
  • Laundry features: Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 9
  • Bathrooms: 6
  • Full bathrooms: 6

Features

  • Beamed Ceilings,Ceiling Fan(s),Other,Walk-In Closet(s)
  • Window features: Insulated Windows,Screens,Window Coverings
  • Flooring: Concrete,Tile,Wood
  • Number of fireplaces: 3
  • Fireplace features: Three,Family Room,Gas,Living Room,Primary Bedroom
  • Fireplace: Yes

Heating

  • Heating features: Forced Air,Fireplace(s),Hot Water,Radiant

Interior Area

  • Total structure area: 5,660
  • Total interior livable area: 5,660 sqft

Property

Details

  • Parcel number: 10819
  • Zoning description: Res 2Unit PerAc

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Patio,Porch
  • Exterior features: Gravel Driveway,Water Feature
  • Fencing: Wood
  • Waterfront features: Other
  • Residential vegetation: Other

Lot

  • Lot size: 0.89 Acres
  • Features: Drip Irrigation/Bubblers,Garden,Trees,Xeriscape

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in Taos County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,087$121,044
Home Insurance *$593$7,116
Property Taxes $2,859$34,308
Electricity $402$4,829
Total$13,941$167,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$477,977/yr
40% on housing$418,230/yr
45% on housing$371,760/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -5.9%
-5.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$352This listing

vs Other Active Listings

Avg $/sqft

ZIP 87571$267
Taos County$310

vs Homes Sold Last Month

Median $/sqft

ZIP 87571$317
Taos County$285

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-03Listed for sale$1,995,000

For Sale by Agent

AgentJennifer Hoffmann
BrokerageColdwell Banker Mountain Properties

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