1083 Horse Pen Swamp Road, Washington, NC, 27889
About This Home
Nestled on 2.06 peaceful acres, this beautiful 4-bedroom, 3-bathroom home offers the perfect blend of comfort, space, and serenity. From the moment you arrive, you're greeted with charming curb appeal and a warm, inviting feel that truly makes this house feel like home. Step inside to find a thoughtfully designed layout filled with natural light, creating a cozy and welcoming atmosphere throughout. You'll love the flexibility this home offers with both a breakfast nook and a formal dining area--giving you the perfect space to enjoy your quiet morning coffee and a dedicated place to gather around the table with family and loved ones for dinner. Out back, you'll fall in love with your own private retreat -- a spacious yard with a stunning pond view, perfect for relaxing evenings, weekend gatherings, or simply enjoying the peaceful beauty of country living. Whether you're looking for space to grow, entertain, or unwind, this property offers it all--just waiting for you to make it yours
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2019
Materials
- Foundation: Crawl Space
- Roof: Architectural Shingle
- Construction materials: Brick,Stone,Stucco,Vinyl Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Microwave,Gas Range
- Laundry features: Laundry Room
Basement
- Basement: None
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedroom3
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Tray Ceiling(s),Entrance Foyer,Ceiling Fan(s),Pantry,Blinds/Shades
- Window features: Thermal Windows
- Flooring: LVT/LVP,Tile
- Attic: Pull Down Stairs
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Air,Heat Pump
Interior Area
- Total structure area: 2,059
- Total interior livable area: 2,059 sqft
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 49752
- Zoning: NA
Features
- Levels: One
- Pool features: None
- Patio & porch: Screened,Front Porch
- Fencing: None
- Has view: Yes
- View description: See Remarks
- Frontage type: See Remarks
- Living area range: 2000 - 2199
Lot
- Lot size: 2.06 Acres
- Features: Pond on Lot
- Lot size dimensions: 195 x 53 x 486 x 155 x 422
Parking
- Total spaces: 2
- Parking features: Gravel,Concrete,Garage6
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Winter Weather
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Coastal Flooding
- Cold Wave
- Drought
- Hail
How This Home’s Risks Compare
FEMA Declared Disasters in Beaufort County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,502 | $30,024 |
| Home Insurance * | $246 | $2,952 |
| Property Taxes | $214 | $2,568 |
| Electricity | $200 | $2,405 |
| Total | $3,162 | $37,944 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-15 | Listed for sale | $540,000 |
View on Zillow