




180 Tate Road, Belhaven, NC, 27810
About This Home
Tucked away on a private, tree-lined drive, this exceptional riverfront retreat in Belhaven offers breathtaking, unobstructed views of the Pungo River, your direct gateway to the Intracoastal Waterway. Thoughtfully positioned to capture the beauty of the water while preserving privacy, the eastern-facing front porch invites peaceful mornings and shaded afternoons, with no direct sun after 11 AM. The deep-water setting is ideal for boating and swimming, complete with a private dock featuring metal hog slats for added stability, a boat lift, and a covered lounge area right on the water. The seawall has been redone, and the property is partially fenced with a custom stone-gated entrance. Outdoor living is elevated with a saltwater concrete pool built above the floodplain, a hot tub with new cover, travertine pavers, and a sail shade that easily extends over the pool and spa. Additional exterior highlights include underground gutters, a mobile generator for essential systems, security cameras, and a lower-level space with epoxy-finished concrete floors, tons of space for all of your games, water toys or make it a party pad! Permitted with appropriate flood vents, and two garage bays ideal for parking or workshop use. Constructed with superior walls from foundation to roof and reinforced with thoughtful structural details, this home was designed for long-term durability and peace of mind. Inside, the home blends craftsmanship and comfort with real hardwood floors, 10-foot ceilings, and curated custom features throughout. The main living area showcases a stunning built-in waterfall feature with a low-maintenance circulation system, while the chef's kitchen is appointed with custom cherry cabinetry, granite countertops, a large island, pantry, gas Wolf cooktop, and a sleek corian sink. A screened kitchen balcony offers a quiet, private escape. The main level also includes a full bath with tile flooring and a well-equipped laundry room with sink and Korean counters. The primary suite is a true sanctuary with panoramic water views, private porch access, blackout blinds, its own mini-split system for efficient nighttime comfort, and a gas fireplace with blower. The en-suite bath features dual vanities, a corian vanity, linen storage, a walk-in tile shower with dual showerheads, and a spacious walk-in closet. Upstairs, three bedrooms are complemented by a highly functional full bath with separate shower, water closet, dual vanity, and skylight, along with an additional office (or optional bedroom, septic is only permitted for 3 bedrooms) and a small charming bunk room with its own thermostat. A custom stained-glass feature accents the staircase, adding a unique architectural touch. The lower level offers a wine cellar that could easily convert to a bathroom, vinyl-beaded walls, and mini-split systems (approximately four years old) for added comfort. The NC Fish and Wildlife boat ramp is just 2.2 miles from the house and most furnishings and boat are available via separate bill of sale, making this a rare opportunity to step into a fully realized waterfront lifestyle.
Getting Around
Schools
Construction
Condition
- Year built: 2009
Materials
- Foundation: Other,Pilings
- Roof: Shingle,Composition
- Construction materials: Steel Frame,See Remarks
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Vented Exhaust Fan,Mini Refrigerator,Gas Cooktop,Electric Oven,Built-In Microwave,Washer,Refrigerator,Dryer,Disposal,Dishwasher,Tankless Water Heater
- Laundry features: Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Sound System,Central Vacuum,Walk-in Closet(s),Solid Surface,Kitchen Island,Ceiling Fan(s),Furnished,Pantry,Walk-in Shower,Blinds/Shades,Walk-In Closet(s)
- Door features: Thermal Doors
- Window features: Thermal Windows
- Flooring: Concrete,Tile,Hardwood
Heating & Cooling
- Heating features: Propane,Heat Pump
- Cooling features: Central Air,Multi Units
Interior Area
- Total structure area: 3,286
- Total interior livable area: 4,947 sqft
Property
Details
- Parcel number: 34253
- Zoning: Residential
- Special condition: Standard
Features
- Levels: Two
- Pool features: Above Ground,See Remarks
- Patio & porch: Covered,Deck,Patio,Porch,Screened,Front Porch,Side Porch
- Exterior features: Thermal Doors
- Fencing: Partial
- Has view: Yes
- View description: River,Water
- Has water view: Yes
- Water view: River,Water
- On waterfront: Yes
- Waterfront features: Pier,Boat Lift,Bulkhead,Waterfront,Water Depth 4+
- Frontage type: Creek,River
- Living area range: 3000 - 3499
Lot
- Lot size: 0.77 Acres
- Features: Dead End,Boat Slip,Boat Dock,Boat Lift,Bulkhead,Deeded Waterfront,Pier,Water Depth 4+,Secluded
- Lot size dimensions: .77 acres
Parking
- Total spaces: 2
- Parking features: Gravel,Garage6
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Winter Weather
- Coastal Flooding
- Lightning
- Strong Wind
- Heat Wave
- Inland Flooding
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Beaufort County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,005 | $60,060 |
| Home Insurance * | $568 | $6,816 |
| Property Taxes | $527 | $6,324 |
| Electricity | $460 | $5,529 |
| Total | $6,560 | $78,720 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-27 | Listed for sale | $990,000 |
| 2008-06-09 | Sold | $175,000 |
