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4645 Ridpath St, Fremont, CA, 94538

5beds
3baths
2,198sqft
$1,555,000
$707price/sqft
$10,950/moest. monthly cost
$438,000/yrincome needed

About This Home

Charming Single-Family Home with a great floor-plan in the Heart of Fremont. Situated in the Sundale Neighborhood in Central Fremont. This Quiet Tree Lined Street Location has lots of potential. With a large Fully Landscaped front yard including lush vegetation, artificial sod, pergola, paver-stone walkways and decorative retaining walls. This property has a huge back yard with lots of space. With a large lot of 8580 sq ft there is plenty of room to expand or add ADU. The Exterior has been Re-Stucco ed with Modern Stucco Design. Copper Plumbing. Dual Pane Windows. Central Heating & AC for main part of the house. Wall Heating for the Addition Part of Home. Roof in great condition with 10 years of life. This Two-Story home features - 5 Bedrooms & 3 full baths: Large Eat-in Kitchen with Designated Dining Area. Washer & Dryer inside on the First Floor. The Second Story Addition has an Additional Master Bedroom & Full Bath Room. Only Minutes Away from I-880 & I-680: Minutes Away from BART Station. Close proximity to Major Shopping, Parks, and Schools: Award Winning Azeveda Elementary Schools: Walters Middle & Kennedy. Don't miss this opportunity. Open House Saturday 8-15-26 from 2:00 to 4:00 & Sunday 8-16-26 from 2 to 4pm.

Getting Around

61
WalkingSomewhat Walkable
29
TransitSome Transit
65
BikeBikeable

Schools

8/10
7/10

Construction

Condition

  • Property condition: Existing
  • Year built: 1959

Materials

  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Microwave,Oven
  • Laundry features: Laundry Closet,Common Area

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Counter - Solid Surface
  • Flooring: Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Wall Furnace
  • Cooling features: Ceiling Fan(s),Central Air,Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,198
  • Total interior livable area: 2,198 sqft

Kitchen

  • Features: Counter - Solid Surface,Eat-in Kitchen,Electric Range/Cooktop,Microwave,Oven Built-in

Property

Details

  • Parcel number: 531275
  • Special condition: Standard
  • Other equipment: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Fencing: Fenced

Lot

  • Lot size: 8,580 sqft
  • Features: Premium Lot,Back Yard,Front Yard,Landscaped,Side Yard,Landscape Front

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,862$94,344
Home Insurance *$143$1,716
Property Taxes $2,474$29,688
Electricity $471$5,655
Total$10,950$131,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$375,428/yr
40% on housing$328,500/yr
45% on housing$292,000/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$707This listing

vs Other Active Listings

Avg $/sqft

ZIP 94538$599
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94538$1,054
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$1,555,000

For Sale by Agent

AgentTimothy Blood
BrokerageExcel Realty

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