




2212 N River Rd, Lampasas, TX, 76550
About This Home
Colorado River Frontage | Hunting | Fishing | Cabin | 15.98 Acres Rare opportunity to own 15.98 acres with 300+-feet of Colorado River frontage in the gated Smith Ranch community, just northwest of Lampasas, Texas. Towering hardwoods, dramatic rock bluffs, rolling terrain, and panoramic Hill Country views make this an exceptional recreational property, weekend getaway, or future homesite. The property features a 576 sqft cabin built in 2003 with an open floor plan, kitchen, living area, one spacious bedroom, one full bathroom, composting toilet, and a large deck overlooking the ranch. Well water, electric service, and fiber internet availability along N River Road provide the conveniences needed to enjoy the property immediately. The cabin is being sold fully furnished and as is, with appliances and many personal items conveying, including furniture, fishing equipment, tools, and other recreational essentials. Enjoy outstanding fishing from your own river frontage with largemouth bass, white bass, catfish, and sunfish. Wildlife is abundant and includes native whitetail deer, free-ranging axis deer, aoudad, Rio Grande turkey, feral hogs, and dove, offering excellent hunting and year-round wildlife viewing. Smith Ranch is known for its large acreage homesites, scenic riverfront tracts, and peaceful Hill Country setting. No mandatory HOA or POA and very light deed restrictions provide flexibility while helping preserve the quality and character of the community. Whether you're searching for a Texas Hill Country waterfront property, Colorado River retreat, hunting ranch, fishing property, weekend cabin, or a beautiful place to build your dream home, this property offers an outstanding combination of privacy, recreation, and natural beauty just minutes from Lampasas
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 2003
Materials
- Foundation: Pillar/Post/Pier
- Roof: Metal
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Free-Standing Freezer,Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 1
Features
- Laminate Counters,Open Floorplan,Primary Bedroom on Main
- Window features: Blinds
- Flooring: Wood
Heating & Cooling
- Heating features: None
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total interior livable area: 576 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 18130
- Special condition: Probate Listing
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Front Porch
- Exterior features: Exterior Steps,Restricted Access
- Fencing: None
- Has view: Yes
- View description: River,Trees/Woods,Water
- Has water view: Yes
- Water view: River,Water
- On waterfront: Yes
- Waterfront features: River Front
- Waterbody name: Colorado River
Lot
- Lot size: 15.98 Acres
- Features: Bluff,Native Plants,Sloped Down,Trees-Heavy
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Lightning
- Tornado
- Wildfire
- Winter Weather
- Cold Wave
- Drought
- Inland Flooding
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,199 | $26,388 |
| Home Insurance * | $322 | $3,864 |
| Property Taxes | $538 | $6,456 |
| Electricity | $238 | $2,859 |
| Total | $3,297 | $39,564 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Price change | $419,000 |
| 2026-07-07 | Listed for sale | $435,000 |
