540 Hall Dr, Hamilton, GA, 31811
About This Home
Welcome to elevated lakefront living on beautiful Lake Harding, where sweeping water views take center stage from nearly every main living space. From the kitchen and breakfast nook to the great room and primary suite, this home is designed to showcase its serene waterfront setting. Step inside the inviting foyer, where a formal dining room and a versatile flex space - perfect for a guest room, office, or den -frame the entry. Straight ahead, the great room unfolds with abundant natural light, a warm fireplace, and stunning views that create an ideal gathering space for everyday living and entertaining. The thoughtfully designed kitchen features custom cabinetry, sleek quartz countertops, a farmhouse sink, and a spacious island with new cooktop - perfect for preparing meals while enjoying the scenery. Just off the kitchen, the breakfast area offers a front-row seat to tranquil lake vistas. The main-level primary suite provides a peaceful retreat, complete with picturesque water views that make unwinding effortless. The master bath features dual closets, double vanity and new luxurious tiled shower. Upstairs, you'll find three generously sized bedrooms along with a comfortable sitting area and full jack n Jill bath - ideal for family or guests. Outdoor living is just as impressive, with a new, full-length covered deck, an additional dining deck, and a patio designed for relaxation or entertaining. Downstairs is a full bath and what could be a fifth bedroom or game room. Down at the water, a floating dock and double boathouse with electric lifts accommodate both boats and personal watercraft, making lake days easy and enjoyable. This is more than a home - it's a lifestyle defined by comfort, views, and effortless lakefront living.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1995
Materials
- Construction materials: Vinyl Siding,Other
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Electric Range,Microwave,Self Cleaning Oven
- Laundry features: Laundry Room
Basement
- Has basement: Yes
- Basement: Bath,Crawl Space,Daylight
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Features: Separate
Features
- High Ceilings,Cathedral Ceiling(s),Walk-In Closet(s),Double Vanity,Entrance Foyer,Other-See Remarks
- Number of fireplaces: 1
- Fireplace features: Gas Log,Family Room
- Fireplace: Yes
- Attic: Permanent Stairs
Heating & Cooling
- Heating features: Electric,Forced Air
- Cooling features: Ceiling Fan(s),Central Electric
Interior Area
- Total structure area: 4,466
- Total interior livable area: 4,466 sqft
Kitchen
- Features: Breakfast Area,Kitchen Island,Pantry
Master Bathroom
- Features: Double Vanity
Property
Details
- Parcel number: 017A028 L058
Features
- Levels: Two
- Patio & porch: Deck,Patio
- Exterior features: Sprinkler,Other-See Remarks
- On waterfront: Yes
- Waterfront features: Lake,River
- Living area range: 4K+
Lot
- Lot size: 0.70 Acres
- Features: Sloped,Wooded
Parking
- Parking features: Driveway,Parking Pad
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Inland Flooding
- Hail
- Heat Wave
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,031 | $60,372 |
| Home Insurance * | $225 | $2,700 |
| Property Taxes | $663 | $7,956 |
| Electricity | $433 | $5,206 |
| Total | $6,352 | $76,224 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-17 | Listed for sale | $1,150,000 |
| 2023-07-28 | Sold | $810,000 |
| 2023-07-02 | Pending sale | $795,000 |
| 2023-07-01 | Listed for sale | $795,000 |
| 2020-06-03 | Sold | $565,000 |
| 2020-05-06 | Pending sale | $579,900 |
| 2020-05-05 | Listed for sale | $579,900 |
| 2017-04-28 | Sold | $475,000 |
| 2005-11-01 | Sold | $435,000 |
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