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2620 State Highway 7, Chilton, TX, 76632

2beds
2baths
1,451sqft
$195,000
$134price/sqft
$1,596/moest. monthly cost
$63,840/yrincome needed

About This Home

Charming country home in Chilton, TX! This cozy 2-bedroom, 1.5-bath home sits on a spacious half-acre corner lot surrounded by mature trees and country charm. The property is fully fenced with a sliding gate and features a two-car covered carport—perfect for both comfort and convenience. Inside, you’ll find a warm and inviting layout with the primary bedroom located toward the front of the home, along with a versatile front living area that’s great for relaxing. The open kitchen and dining area create an easy flow for everyday living. To the side of the open kitchen, there’s an additional flexible room—ideal for storage, a hobby space, or a small home office—plus washer and dryer connections for added convenience. Outside, the large yard offers plenty of space to gather with friends, garden, or simply enjoy quiet small-town living. This home offers character, and a touch of country simplicity—ready for its next owner to make it their own. Schedule a tour today!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
Chilton SchoolGrades PK-120.3 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Common Area,Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Paneling/Wainscoting
  • Flooring: Hardwood,Laminate

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,451 sqft

Living Room

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 30501

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: Fenced,Wire

Lot

  • Lot size: 0.50 Acres
  • Features: Acreage

Parking

  • Total spaces: 2
  • Parking features: Attached Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Drought
Hail
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $986$11,832
Home Insurance *$94$1,128
Property Taxes $278$3,336
Electricity $238$2,859
Total$1,596$19,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,720/yr
40% on housing$47,880/yr
45% on housing$42,560/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 76632$464
Falls County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 76632$112
Falls County$42

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-08Listed for sale$195,000

For Sale by Agent

AgentAraseli Villa
BrokerageThe Vibe Brokerage, LLC

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