See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

121 Elm St, Kerens, TX, 75144

10beds
8baths
6,635sqft
$9,750,000
$1,469price/sqft
$75,949/moest. monthly cost
$3,037,960/yrincome needed

About This Home

Natures Hearts Ranch is a 37 Acre Waterfront Sanctuary on Richland Chambers Lake! This custom home epitomizes luxury living amidst the tranquility of nature. Every detail has been meticulously crafted to create unparalleled living experience. Main home is 6635 sf. 6 bedrooms, 5.1 baths, 2 offices, theater room, exercise room. 2nd floor living quarters accessible by elevator is perfect for hosting guests. Guest home with garage and workshop, includes 2,383 sf of living space, 4 bedrooms, 2 baths, kitchen, living, and laundry. Primary home is equipped with state-of-the-art Smart Home technology offering seamless control with voice automation. For the equine enthusiast, 5 stall barn and tack room await. Outside is 1211 ft of shoreline with retaining wall, 3 ponds, swimming pool. Safety and security are paramount; security system, 2 Generac generators and below garage is an in-ground storm shelter. Natures Hearts Ranch, where luxury and nature converge to create the ultimate retreat! Property is located in an opportunity zone!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

4/10
Kerens SchoolGrades PK-125.4 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached,Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Built-In Refrigerator,Double Oven,Dishwasher,Electric Oven,Gas Cooktop,Disposal,Gas Range,Plumbed For Gas,Range,Some Commercial Grade,Tankless Water Heater,Vented Exhaust Fan,Wine Cooler

Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Dimensions: 13 x 16

Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: Second
  • Dimensions: 19 x 14

Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: Second
  • Dimensions: 12 x 26

Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: Second
  • Dimensions: 14 x 16

Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: Second
  • Dimensions: 13 x 12

Bedrooms & Bathrooms

  • Bedrooms: 10
  • Bathrooms: 8
  • Full bathrooms: 7
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Second
  • Dimensions: 12 x 15

Dining Room

  • Level: First
  • Dimensions: 18 x 10

Dining Room

  • Level: Second
  • Dimensions: 13 x 12

Exercise Room

  • Level: Second
  • Dimensions: 12 x 12

Features

  • Built-in Features,Decorative/Designer Lighting Fixtures,Eat-in Kitchen,Granite Counters,Kitchen Island,Open Floorplan,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Bedroom,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s),Propane,Zoned
  • Cooling features: Central Air,Ceiling Fan(s),Electric,Zoned

Interior Area

  • Total interior livable area: 6,635 sqft

Kitchen

  • Level: First
  • Dimensions: 18 x 25

Kitchen

  • Features: Built-in Features,Granite Counters
  • Level: Second
  • Dimensions: 13 x 14

Laundry

  • Features: Built-in Features,Granite Counters,Utility Sink
  • Level: First
  • Dimensions: 12 x 12

Living Room

  • Features: Fireplace
  • Level: First
  • Dimensions: 24 x 23

Master Bedroom

  • Features: Closet Cabinetry,Dual Sinks,En Suite Bathroom,Fireplace,Garden Tub/Roman Tub,Sitting Area in Primary,Separate Shower,Walk-In Closet(s)
  • Level: First
  • Dimensions: 22 x 17

Media Room

  • Level: Second
  • Dimensions: 18 x 12

Mud Room

  • Features: Built-in Features
  • Level: First
  • Dimensions: 16 x 9

Office

  • Level: First
  • Dimensions: 14 x 16

Office

  • Level: First
  • Dimensions: 14 x 16

Other

  • Features: En Suite Bathroom
  • Level: Second
  • Dimensions: 13 x 12

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed,Accessible Entrance

Details

  • Parcel number: 59271
  • Attached to another structure: Yes
  • Other equipment: Generator,Home Theater,Irrigation Equipment,Negotiable
  • Horse amenities: Barn,Stock Pen(s),Stable(s),Tack Room

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground,Outdoor Pool,Pool,Private,Pool/Spa Combo,Waterfall
  • Patio & porch: Covered,Mosquito System
  • Exterior features: Built-in Barbecue,Barbecue,Lighting,Misting System,Outdoor Grill,Outdoor Kitchen,Outdoor Living Area,Outdoor Shower,Private Entrance,Rain Gutters,RV Hookup,Storage
  • Fencing: Cross Fenced,Full,Perimeter
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront
  • Waterbody name: Richland-Chambers
  • Horses can be raised: Yes

Lot

  • Lot size: 37.15 Acres
  • Features: Acreage,Back Yard,Cleared,Lawn,Landscaped,Pond on Lot,Many Trees,Sloped,Sprinkler System,Waterfront,Retaining Wall

Parking

  • Total spaces: 7
  • Parking features: Additional Parking,Concrete,Covered,Driveway,Electric Gate,Garage,Gated,Inside Entrance,Oversized,Parking Pad,Tandem,Boat,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 7
  • Covered spaces: 7

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Drought
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $49,301$591,612
Home Insurance *$15,128$181,536
Property Taxes $10,792$129,504
Electricity $728$8,742
Total$75,949$911,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$2,603,965/yr
40% on housing$2,278,470/yr
45% on housing$2,025,306/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.1%
5.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -5.0%
-5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,469This listing

vs Other Active Listings

Avg $/sqft

ZIP 75144$298
Navarro County$210

vs Homes Sold Last Month

Median $/sqft

ZIP 75144$131
Navarro County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-03Listed for sale$9,750,000
2025-05-16Listing removed$12,000,000
2024-05-22Listed for sale$12,000,000

For Sale by Agent

AgentLaura Smith
BrokerageKeller Williams Lonestar DFW

Similar Homes