326 Blue Oak Trl, Harper, TX, 78631
About This Home
Enjoy the best of both worlds on this beautiful 5-acre tract in Harper, Texas—perfect for those craving elbow room or dreaming of a small homestead without giving up the convenience of town living. Ideally situated approximately equal distance between Kerrville and Fredericksburg, you can savor peaceful country life while staying close to shopping, dining, wineries, and everyday essentials. A well is already in place and electricity is available at the property line, saving you time and expense—an increasingly rare advantage on acreage of this size and at this price point. Manufactured homes are allowed, offering flexibility whether you're ready to build now or planning for the future. Gently rolling terrain with mature hardwoods provides a scenic setting with room for animals, gardens, a workshop, or simply space to breathe beneath expansive Texas skies. Reasonable restrictions apply (www.kimbleoaks.org). With so much of the groundwork already complete and an attainable entry point into Hill Country living, this is your chance to put down roots, stretch out, and start building the life you've been picturing. (Photos taken 2021)
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Construction materials: None
Type & Style
- Home type: SingleFamily
- Architectural style: None
- Property subType: Acreage
Interior
Interior Area
- Total structure area: 0
Property
Details
- Parcel number: 16878
- Zoning: Residential
- Other equipment: None,Well
Features
- Levels: None
- Fencing: None
- Waterfront features: None
- Topography of land: Gently Rolling,Sloping
- Residential vegetation: Partially Wooded
- Horses can be raised: Yes
Lot
- Lot size: 5 Acres
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Drought
- Hail
- Wildfire
- Winter Weather
- Cold Wave
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $556 | $6,672 |
| Home Insurance * | $116 | $1,392 |
| Property Taxes | $69 | $828 |
| Electricity | $238 | $2,859 |
| Total | $979 | $11,748 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-15 | Listed for sale | $110,000 |
| 2026-02-12 | Listing removed | $110,000 |
| 2025-11-13 | Price change | $110,000 |
| 2025-02-11 | Listed for sale | $125,000 |
| 2022-08-09 | Listing removed | -- |
| 2022-03-08 | Listed for sale | $105,000 |
| 2022-03-03 | Pending sale | $105,000 |
| 2021-09-22 | Price change | $105,000 |
| 2021-08-09 | Listed for sale | $115,000 |
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