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283 County Road 4440, Winnsboro, TX, 75494

4beds
3baths
2,400sqft
$697,000
$290price/sqft
$4,578/moest. monthly cost
$183,120/yrincome needed

About This Home

Welcome to this incredible 17.9 acre horse property, fully fenced & cross fenced, featuring a pond, + a 280'x140' arena- perfect for practice, training or just riding. The property includes a 1,440 sq ft barn with a 12x12 tack room & six 10x10 stalls, plus 30 & 50 amp hookups for horse trailers & RV's. The home is a 4BR-3BA stunning 2,400 sq ft metal home with brick. The split primary suite features a spacious bedroom, walk-in closet, & has been completely refreshed with New shower, tub, paint, toilet & countertops. The large kitchen with eat-in dining offers plenty of cabinets & is beautifully updated with new countertops, light fixture, vent hood, paint, hardware, backsplash, sink & faucet. The living room is warm & inviting with a WBFP, new floors, paint, light fixtures & gorgeous built-in. You'll love the large utility room with abundant cabinetry, 3 generously sized guest bedrooms with new paint, flooring & light fixtures, & the flex-room is perfect as a dining room, office, playroom or whatever fits your lifestyle. This home has seen extensive updates in the last 2 months, is truly move-in ready, & is waiting for you to bring your horses & make it a HOME!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
6/10
Winnsboro High SchoolGrades 9-124.8 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Slab
  • Roof: Aluminum/Metal
  • Construction materials: Brick Veneer,Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Electric Oven,Electric Cooktop

Bathroom

  • Features: Shower Only,Shower and Tub,Double Lavatory,Bar

Bedroom

  • Features: Walk-In Closet(s)
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Separate Formal Dining

Features

  • Ceiling Fan(s)
  • Window features: Blinds
  • Flooring: Tile,Vinyl
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central Electric
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 2,400 sqft

Kitchen

  • Features: Kitchen/Eating Combo

Master Bedroom

  • Features: Master Bedroom Split

Property

Details

  • Parcel number: 000000022888
  • Special condition: None
  • Horse amenities: Tack Room

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Patio Covered,Porch
  • Fencing: Barbed Wire,Cross Fenced
  • Waterfront features: Pond
  • Topography of land: Level
  • Residential vegetation: No Timber

Lot

  • Lot size: 17.92 Acres
  • Features: Soil (Sandy Loam),Pasture

Parking

  • Parking features: Garage Faces Rear
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Cold Wave
Hail
Heat Wave
Winter Weather
Inland Flooding
Lightning
Tornado
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,524$42,288
Home Insurance *$587$7,044
Property Taxes $204$2,448
Electricity $263$3,162
Total$4,578$54,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,960/yr
40% on housing$137,340/yr
45% on housing$122,080/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$290This listing

vs Other Active Listings

Avg $/sqft

ZIP 75494$358
Wood County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 75494
Wood County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-14Listed for sale$729,900

For Sale by Agent

AgentTaylor Abernathy
BrokerageUnited Country Cain Agency

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