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463 Hutchinson Rd, West Liberty, KY, 41472

3beds
4baths
3,416sqft
$418,000
$122price/sqft
$3,088/moest. monthly cost
$123,520/yrincome needed

About This Home

Views from every angle. This beautiful 3 bedroom home has the space you need for your family. The open layout makes entertaining a breeze. The bedrooms are spacious and there's an office area that could be transformed into another bedroom. Through the breezeway is a large room over the garage perfect for watching the big game. The acreage has space for your animals with approximately 7 acres fenced in already. Enjoy your morning coffee on the back deck. And don't forget the in-ground salt water pool! You will be the 'go to' hang out spot for family and friends. Don't let this one slip away. Call today! (Property is being sold AS IS and your inspections are welcome.)

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

4/10
3/10
Morgan County High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1976

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Range
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: First

Bathroom4

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Dining Room

  • Level: First

Features

  • Breakfast Bar,Eat-in Kitchen,Walk-In Closet(s),Ceiling Fan(s)
  • Door features: Storm Door(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Hardwood,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Dining Room,Masonry
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,416

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total structure area: 3,416
  • Total interior livable area: 3,416 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Office

  • Level: First

Recreation Room

  • Level: First

Recreation Room

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 1070000001.00

Features

  • Levels: One
  • Private pool: Yes
  • Pool features: In Ground
  • Fencing: Other,Partial,Wood
  • Has view: Yes
  • View description: Rural,Trees/Woods,Farm
  • Horses can be raised: Yes

Lot

  • Lot size: 19 Acres
  • Features: Secluded,Wooded

Parking

  • Total spaces: 1
  • Parking features: Basement,Driveway,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,113$25,356
Home Insurance *$275$3,300
Property Taxes $431$5,172
Electricity $269$3,237
Total$3,088$37,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,874/yr
40% on housing$92,640/yr
45% on housing$82,346/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -5.7%
-5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 41472$129
Morgan County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 41472
Morgan County$87

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-15Price change$418,000
2025-09-12Listed for sale$425,000
2025-09-11Listing removed$425,000
2025-03-06Listed for sale$425,000
2024-09-29Listing removed$425,000
2024-08-15Price change$425,000
2024-07-08Listed for sale$430,000
2024-05-16Listing removed--
2024-01-17Price change$450,000
2023-12-15Price change$455,000
2023-12-06Listed for sale$460,000
2022-03-31Sold$435,000
2022-02-21Pending sale$435,000
2021-10-12Price change$435,000
2021-09-24Listed for sale$465,000

For Sale by Agent

AgentDiana L Nash
BrokerageBluegrass Home Group

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