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96 Bone Creek Rd, Berea, WV, 26327

4beds
2baths
1,764sqft
$599,000
$340price/sqft
$4,983/moest. monthly cost
$199,320/yrincome needed

About This Home

Discover the perfect blend of natural beauty, peaceful living, and endless potential with this stunning 119.7-acre property. Featuring rolling pastures, timberland, a serene flowing creek and a tranquil pond, this farm is a true haven for nature lovers and outdoor enthusiasts. At the heart of this idyllic property is a charming, well-maintained farmhouse. Recently updated while retaining its cozy, country charm, the home offers a welcoming space to relax and unwind. It also offers a wonderful game room to host company or enjoy a quiet game of pool to wind down your day. Enjoy breathtaking views of the landscape from your windows or spend quiet mornings on the front porch, soaking in the serenity of nature. Whether you're seeking a homesteading retreat, hobby farm, or a small cow-calf operation, this property is perfectly suited to meet your needs. Its expansive acreage provides ample room for agricultural activities, while the rich diversity of the land ensures exceptional opportunities for hunting. Wildlife enthusiasts will appreciate the thriving populations of deer, turkey, squirrel, and even bear. With oak trees, multiple water sources, and excellent food plot potential, this farm is tailor-made to attract and sustain wildlife. For storage and utility, the property features a well-built 30x50 garage, ideal for equipment, vehicles or workshop space to go along with other well kept buildings on the property. This unique property offers the ultimate rural lifestyle with limitless possibilities. Whether you're dreaming of a working farm or a quiet country getaway, this land is ready to bring your vision to life. Don't miss the chance to own this extraordinary piece of countryside paradise!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

10/10
5/10
4/10
Ritchie County High SchoolGrades 9-1212.9 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Other

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Features

  • Dining Room

Interior Area

  • Total structure area: 1,764
  • Total interior livable area: 1,764 sqft

Property

Details

  • Parcel number: 431030002400000000

Features

  • Spa features: Hot Tub

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$1,232$14,784
Property Taxes $541$6,492
Electricity $182$2,192
Total$4,983$59,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$170,845/yr
40% on housing$149,490/yr
45% on housing$132,880/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$340This listing

vs Other Active Listings

Avg $/sqft

ZIP 26327
Ritchie County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 26327
Ritchie County$75

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-06-06Price change$614,900
2025-01-15Listed for sale$620,000

For Sale by Agent

AgentWhitetail Properties
BrokerageWhitetail Properties

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