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5358 Matthew Ter, Fremont, CA, 94555

3beds
3baths
1,481sqft
$1,350,000
$912price/sqft
$8,730/moest. monthly cost
$349,200/yrincome needed

About This Home

1988-BUILT BEAUTIFUL ARDENWOOD HOME. SINGLE FAMILY DETACHED. LARGE BACKYARD. BEST SCHOOLS. SUPER BRIGHT WITH TONS OF NATURAL LIGHT. UPGRADED HOME WITH VAULTED CEILING. RECESSED LIGHTS THROUGHOUT. EASY ACCESS TO 880, 84 FREEWAYS AND DUMBARTON BRIDGE. KID AND FAMILY FRIENDLY COMMUNITY. 220V EV CHARGER. Welcome to this beautiful detached single family home in Ardenwood with Ardenwood Elementary, Thronton Middle, and American High. California Meadows is a safe and fun community with many kids with families. To the sellers best knowledge, train comes 3-4 times in a day with 15 seconds of passing time. No horns or loud noise. Buyers must check the train schedule to confirm. Must visit this home and the community to appreciate.

Getting Around

34
WalkingCar-Dependent
27
TransitSome Transit
55
BikeBikeable

Schools

9/10
9/10
Thornton Middle SchoolGrades 6-82.4 mi
10/10
American High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Slab
  • Roof: Tile

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Disposal,Other,Oven/Range,Electric Oven/Range,Refrigerator
  • Laundry features: In Garage,Other

Bathroom

  • Features: DoubleSinks, Granite, PrimaryStallShowers, Other, SolidSurface, StallShower, UpdatedBaths, HalfonGroundFloor

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: BreakfastNook, DiningAreainLivingRoom, EatinKitchen

Family Room

  • Features: SeparateFamilyRoom

Features

  • Door features: None
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Family Room

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,481
  • Total interior livable area: 1,481 sqft

Kitchen

  • Features: Countertop_Stone, ExhaustFan

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 5430451036
  • Zoning: 1009
  • Special condition: Standard

Features

  • Stories: 2
  • Patio & porch: Balcony/Patio
  • Exterior features: Fenced
  • Fencing: Back Yard,Wood

Lot

  • Lot size: 4,020 sqft
  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Other
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Coastal Flooding
Drought
Heat Wave

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,826$81,912
Home Insurance *$116$1,392
Property Taxes $1,390$16,680
Electricity $398$4,786
Total$8,730$104,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$299,314/yr
40% on housing$261,900/yr
45% on housing$232,800/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$912This listing

vs Other Active Listings

Avg $/sqft

ZIP 94555$766
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94555$1,032
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$1,498,000
2026-03-25Price change$1,550,000
2026-03-12Listed for sale$1,598,000
2014-08-27Sold$275,000
2013-02-20Sold$600,000
2013-01-18Price change$599,950
2012-12-05Price change$619,950
2012-10-03Price change$599,950
2012-09-28Price change$609,950
2012-09-18Price change$619,888
2012-08-21Listed for sale$629,000
2012-08-01Sold$461,000

For Sale by Agent

AgentSamit Shah
BrokerageCompass

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