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11116 Whitlock Dr, Lorena, TX, 76655

5beds
3baths
2,565sqft
$420,000
$164price/sqft
$3,204/moest. monthly cost
$128,160/yrincome needed

About This Home

Welcome home to this beautiful property in highly sought-after Midway ISD, offering exceptional curb appeal and a welcoming front porch that’s perfect for morning coffee or relaxing evenings. Inside, you’ll find an open-concept floor plan designed for both everyday living and entertaining. The spacious living, dining, and kitchen areas flow seamlessly together, featuring granite countertops, a large center island with seating, abundant cabinetry, and plenty of workspace. The private primary suite is conveniently located downstairs and offers a generous sitting area that’s ideal for a home office, reading nook, or nursery. The ensuite bath features a jetted tub, separate shower, dual vanities, and a spacious layout. A convenient half bath is also located on the main level for guests. Upstairs you’ll find four additional bedrooms, a full bath, and an incredibly large family room that’s perfect for movie nights, a game room, or a second living area. Step outside to enjoy one of the larger lots in the neighborhood. The backyard features an extended patio with both covered and open-air spaces, a cozy fire pit area, and plenty of room for play, pets, or entertaining. One of this home’s most unique features is the rear gate that provides direct access to the HOA-maintained walking trail behind the property. Instead of sharing a back fence with another home, you’ll enjoy the added privacy and open green space just beyond your backyard. This well-maintained home combines space, comfort, and an outstanding location with neighborhood amenities and easy access to schools, shopping, and dining. Don’t miss this rare opportunity!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
Park Hill ElementaryGrades PK-50.7 mi
6/10
Midway Middle SchoolGrades 6-81.9 mi
8/10
Midway High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Disposal,Microwave
  • Laundry features: Electric Dryer Hookup

Bedroom

  • Level: Second
  • Dimensions: 14 x 14

Bedroom

  • Level: Second
  • Dimensions: 12 x 12

Bedroom

  • Level: Second
  • Dimensions: 14 x 11

Bedroom

  • Level: Second
  • Dimensions: 11 x 11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 9 x 11

Family Room

  • Level: Second
  • Dimensions: 17 x 19

Features

  • Decorative/Designer Lighting Fixtures,Eat-in Kitchen,Granite Counters,Open Floorplan,Pantry,Cable TV,Natural Woodwork,Walk-In Closet(s),Wired for Sound
  • Flooring: Carpet,Tile,Vinyl

Half Bath

  • Level: First
  • Dimensions: 6 x 5

Interior Area

  • Total interior livable area: 2,565 sqft

Living Room

  • Level: First
  • Dimensions: 21 x 14

Master Bathroom

  • Level: First
  • Dimensions: 12 x 8

Master Bedroom

  • Level: First
  • Dimensions: 16 x 13

Other

  • Level: Second
  • Dimensions: 10 x 5

Property

Details

  • Parcel number: 381476
  • Exclusions: Kayak Mounts in garage do not convey

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Front Porch

Lot

  • Lot size: 7,666 sqft

Parking

  • Total spaces: 2
  • Parking features: Door-Multi,Driveway,Garage Faces Front,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Hail

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$298$3,576
Property Taxes $502$6,024
Electricity $281$3,379
Total$3,204$38,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,851/yr
40% on housing$96,120/yr
45% on housing$85,440/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 76655$201
McLennan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 76655$179
McLennan County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$420,000
2022-07-27Sold--
2022-07-06Pending sale$399,000
2022-06-29Price change$399,000
2022-06-24Price change$415,000
2022-05-21Pending sale$399,900
2022-05-21Contingent$399,900
2022-05-18Listed for sale$399,900

For Sale by Agent

AgentAmanda Cunningham
BrokerageThe Agency Waco

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