3343 Bob White Ln, Belton, TX, 76513
About This Home
DISCOVER SERENE LAKE LIVING IN THIS EXCEPTIONAL 4 BEDROOM, 3.5 BATH HOME WITH BREATHTAKING SUNRISE VIEWS OVER BELTON LAKE! Whether you are searching for a full-time residence or the perfect family vacation retreat, this 2,237-square-foot property offers a rare blend of comfort, beauty, and versatility. Designed to maximize its stunning setting, the home features lake views from every main living area and every bedroom. Large windows invite in natural light and frame the water from nearly every angle, while the ever-present lake breeze and unforgettable sunrises can be enjoyed from multiple areas throughout the home. The main house features a dramatic 28-foot vaulted ceiling, a wood-burning fireplace, formal dining room, abundant storage, and attractive brick-and-stone exterior. Multiple indoor and outdoor gathering spaces on both levels make this home ideal for entertaining, relaxing with family, or simply taking in the peaceful surroundings. Outdoor living is truly a standout, with approximately 2,500 square feet of split-level covered Ipe decks crafted from Brazilian hardwoods. An easy walking trail leads down to the water for beach access, perfect for boating, fishing, and enjoying the lake lifestyle. The separate two-level guest house adds even more flexibility, complete with a new dual-split AC/heater unit, loft bed, full bath, and kitchen featuring a refrigerator, dishwasher, disposal, and large double sink. The downstairs space is ideal for a home office, gym, or additional guest and entertaining space. Additional highlights include a detached two-car carport, extra street-level parking, automatic sprinkler system, low-maintenance features, brand-new roof, gutter screens, and included electric washer and dryer. This one-of-a-kind waterfront retreat offers the perfect setting for everyday living, weekend escapes, and unforgettable gatherings with family and friends!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1980
Materials
- Foundation: Slab
- Roof: Composition,Shingle
- Construction materials: Brick,HardiPlank Type,Masonry,Stone Veneer
Type & Style
- Home type: SingleFamily
- Architectural style: Hill Country,Ranch,Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Cooktop,Electric Range,Disposal,Oven,Some Electric Appliances,Cooktop,Microwave,Range
- Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry in Utility Room,Laundry Room,Stacked
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Bookcases,Ceiling Fan(s),Cathedral Ceiling(s),Dining Area,Separate/Formal Dining Room,Granite Counters,High Ceilings,Home Office,In-Law Floorplan,Primary Downstairs,Main Level Primary,Recessed Lighting,Split Bedrooms,Shower Only,Separate Shower,Tub Shower,Vanity,Natural Woodwork,Walk-In Closet(s),Window Treatments,Breakfast Bar
- Window features: Window Treatments
- Flooring: Hardwood,Tile
- Number of fireplaces: 1
- Fireplace features: Living Room,Wood Burning
- Fireplace: Yes
- Attic: Access Only
Heating & Cooling
- Heating features: Central,Electric,Fireplace(s),Window Unit
- Cooling features: Central Air,Electric,1 Unit,Wall/Window Unit(s)
Interior Area
- Total interior livable area: 2,237 sqft
Property
Details
- Parcel number: 115295
Features
- Levels: Two
- Stories: 1
- Pool features: None
- Patio & porch: Balcony,Covered,Deck,Patio,Porch
- Exterior features: Balcony,Covered Patio,Deck,Porch,Rain Gutters
- Fencing: Privacy
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterbody name: Belton Lake
Lot
- Lot size: 0.62 Acres
Parking
- Total spaces: 2
- Parking features: Attached Carport
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Hail
- Lightning
- Winter Weather
- Heat Wave
- Strong Wind
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,782 | $45,384 |
| Home Insurance * | $501 | $6,012 |
| Property Taxes | $904 | $10,848 |
| Electricity | $245 | $2,947 |
| Total | $5,432 | $65,184 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-25 | Listed for sale | $798,000 |
| 2026-02-28 | Listing removed | $852,000 |
| 2025-09-27 | Listed for sale | $852,000 |
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