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2726 Winners Cir, Salado, TX, 76571

5beds
5baths
4,363sqft
$839,000
$192price/sqft
$6,288/moest. monthly cost
$251,520/yrincome needed

About This Home

This beauty sits on Mill Creek Golf Course with fantastic views. 5-bedroom, 4.5-bath home with a backyard featuring a sparkling pool and plenty of room for entertaining. Inside, the home offers two living areas and two dining spaces, perfect for both everyday living and hosting guests. The primary suite is privately tucked away, featuring a large walk-in closet, a separate shower, and soaking tub. A private guest quarters provides its own bedroom and bath, offering comfort and privacy for visitors or extended family. With spacious living, elegant design, and a premier location, this home combines relaxation and convenience in one beautiful package.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

8/10
Salado High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2001

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Brick,Masonry,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Electric Cooktop,Microwave,Oven,Wine Refrigerator,Some Electric Appliances,Cooktop,Water Softener Owned
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Inside,Laundry in Utility Room,Main Level,Laundry Room,Laundry Tub,Sink

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Attic,Bookcases,Built-in Features,Ceiling Fan(s),Crown Molding,Dining Area,Separate/Formal Dining Room,Double Vanity,Entrance Foyer,High Ceilings,In-Law Floorplan,Primary Downstairs,Multiple Living Areas,MultipleDining Areas,Main Level Primary,Open Floorplan,Recessed Lighting,Split Bedrooms,Separate Shower,Walk-In Closet(s),Breakfast Bar
  • Flooring: Carpet,Tile
  • Fireplace features: Family Room,Masonry
  • Fireplace: Yes
  • Attic: Floored

Heating & Cooling

  • Heating features: Central,Electric,Fireplace(s)
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 4,363 sqft

Property

Details

  • Parcel number: 234528

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground,Outdoor Pool,Private
  • Exterior features: Rain Gutters
  • Fencing: Back Yard,Wrought Iron
  • Has view: Yes
  • View description: Golf Course
  • Waterbody name: Golf Course

Lot

  • Lot size: 0.65 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached,Door-Multi,Garage,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Tornado
Winter Weather
Cold Wave
Heat Wave
Lightning
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,242$50,904
Home Insurance *$457$5,484
Property Taxes $1,110$13,320
Electricity $479$5,749
Total$6,288$75,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$215,588/yr
40% on housing$188,640/yr
45% on housing$167,680/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 76571$380
Bell County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 76571$204
Bell County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$839,000
2026-01-06Listed for sale$849,000
2025-12-22Listing removed$876,000
2025-09-18Price change$876,000
2025-09-04Listed for sale$900,000
2019-06-06Sold--

For Sale by Agent

AgentMelanie Kirchmeier
BrokerageCentury 21 Bill Bartlett

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