200 E Water St, Flemingsburg, KY, 41041
About This Home
Step into a piece of history with this circa 1892 three-story property located in the heart of Flemingsburg. Offering approximately 3,780 square feet, this spacious building has already been fully gutted, providing a blank canvas for your vision. Major exterior updates have already been completed, including a new roof, new windows, and new front and side doors, saving you significant time and expense as you begin renovations. With its generous size, historic character, and prime downtown location, this property presents endless possibilities—whether you're looking to create a stunning single-family residence, multi-unit investment, or unique commercial space. Bring your ideas and transform this historic structure into something truly special. Opportunities like this don't come around often!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1892
Materials
- Foundation: Crawl Space
- Roof: Metal
- Construction materials: Brick Veneer
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional,Victorian
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: None,No Water Heater
Basement
- Basement: None
Dining Room
- Level: Main
Features
- None
- Window features: Replacement Windows/Tilt In
- Flooring: Wood
- Fireplace features: None
- Attic: None
Heating & Cooling
- Heating features: Other-See Remarks
- Cooling features: None
Interior Area
- Total structure area: 3,780
- Total interior livable area: 3,780 sqft
Kitchen
- Features: None
Property
Details
- Parcel number: 039701200400
Features
- Levels: Three Or More
- Exterior features: None
Lot
- Features: Corner Lot,Less than 1 acre
Parking
- Parking features: No Garage,No Carport,Gravel
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Inland Flooding
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Heat Wave
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $498 | $5,976 |
| Home Insurance * | $68 | $816 |
| Property Taxes | $84 | $1,008 |
| Electricity | $298 | $3,582 |
| Total | $948 | $11,376 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-07 | Listed for sale | $110,000 |
| 2026-04-03 | Listing removed | $106,000 |
| 2026-03-05 | Price change | $106,000 |
| 2026-01-04 | Price change | $107,000 |
| 2025-11-10 | Price change | $108,000 |
| 2025-10-12 | Listed for sale | $109,900 |
| 2025-10-05 | Listing removed | -- |
| 2025-09-24 | Listed for sale | $99,000 |
| 2025-01-20 | Listing removed | $115,000 |
| 2024-07-23 | Listing removed | $125,000 |
| 2024-07-22 | Listed for sale | $125,000 |
| 2024-07-19 | Listing removed | -- |
| 2024-07-07 | Price change | $115,000 |
| 2024-06-16 | Listed for sale | $125,000 |
| 2023-11-20 | Sold | $42,500 |
For Sale by Agent
View on Zillow