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105 Morgan St, Athens, WV, 24712

4beds
3baths
2,001sqft
$239,000
$119price/sqft
$1,859/moest. monthly cost
$74,360/yrincome needed

About This Home

THIS BEAUTY IS FOR YOU!! BEAUTIFUL SOFT COLORS IN EVERY ROOM. THIS HOME BOASTS 4 BEDS 2.5 BATHS. HARD SURFACE FLOORING. LARGE LIVING ROOM. LONG DINING ROOM BIG ENOUGH TO SERVE AS A DEN TOO! CUTEST KITCHEN WITH ALL THE LITTLE NICHES. SLEEPER PORCH FOR THOSE WARM SUMMER EVENINGS. DECK OVERLOOKING THE BACKYARD. 2ND MASTER BEDROOM SUITE WITH JACUZZI TUB AND WALK-IN LAUNDRY CLOSET W/ FRENCH DOORS THAT WALK OUT ONTO A PRIVATE DECK.BEDROOM 3 BY ITSELF WITH A BARN DOOR WALK-IN CLOSET. ADJACENT TO THE LIVING ROOM MASTER SUITE 1 WITH WALK-IN CLOSET AND MASTER BATH. BEDROOM 4 CUTE AS CAN BE WITH A PLAYROOM AND HALF BATH-PLUS CRAFT ROOM. BIG BACKYARD FOR THE KIDS!

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

9/10
Athens SchoolGrades PK-50.1 mi
6/10
Pikeview Middle SchoolGrades 6-82.5 mi
1/10
Pikeview High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1930

Materials

  • Construction materials: Vinyl Siding,Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Residential

Interior

Appliances

  • Laundry features: W/D Connection

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Exterior Entry

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Newly Decorated,Ceiling Fan(s),Cathedral Ceiling(s)
  • Window features: Double Pane Windows

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,001
  • Total interior livable area: 2,001 sqft

Property

Details

  • Parcel number: 5/2

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch,Deck/Patio
  • Exterior features: Rain Gutters,Private Yard
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Fenced

Lot

  • Lot size: 0.45 Acres
  • Features: City Lot
  • Lot size dimensions: 0.45

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Winter Weather
Inland Flooding
Landslide
Strong Wind

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,208$14,496
Home Insurance *$169$2,028
Property Taxes $275$3,300
Electricity $207$2,487
Total$1,859$22,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,737/yr
40% on housing$55,770/yr
45% on housing$49,573/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.0%
4.0%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$119This listing

vs Other Active Listings

Avg $/sqft

ZIP 24712$79
Mercer County$105

vs Homes Sold Last Month

Median $/sqft

ZIP 24712$54
Mercer County$101

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-17Listed for sale$239,000

For Sale by Agent

AgentBRADY MEADOWS
BrokerageCOLDWELL BANKER HENDRICK REAL ESTATE

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