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1622 Moncove Lake Access Rd, Gap Mills, WV, 24941

3beds
2baths
1,809sqft
$199,500
$110price/sqft
$1,492/moest. monthly cost
$59,680/yrincome needed

About This Home

Plenty of living space at Moncove Lake. 2011 Clayton 3 BR, 2 bath doublewide on ~3 acres. Property joins State Park Lake- perfect for fishing and canoeing. 1,809 sq ft ranch style house featuring excellent open floor plan: family room with fireplace, large kitchen with island and French doors, living room with large windows and new luxury vinyl plank flooring, bathroom with Medispa tub. Large front deck and a side porch, both with ramps for easy access. Generac generator(just serviced). 2 outbuildings. Fenced area for pets/chickens and plenty of room for a garden. Plus, additional outdoor area with electric hookup, septic for RV or another structure. 2 Septics, 2 lots. Property is level with path to Moncove Lake.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2011

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range/Oven,Refrigerator

Bathroom2

  • Level: Main
  • Area: 36.65
  • Dimensions: 5 x 7.33

Bedroom2

  • Level: Main
  • Area: 123.75
  • Dimensions: 9.9 x 12.5

Bedroom3

  • Level: Main
  • Area: 132.65
  • Dimensions: 10.9 x 12.17

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 106.88
  • Dimensions: 11.25 x 9.5

Family Room

  • Level: Main
  • Area: 228.13
  • Dimensions: 12.5 x 18.25

Features

  • Ceiling Fan(s),Recessed Lighting
  • Window features: Window Treatments
  • Flooring: Carpet,Ceramic Tile,Luxury Vinyl Plank,Vinyl,Laminate

Heating & Cooling

  • Heating features: Forced Air,Electric Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,809
  • Total interior livable area: 1,809 sqft

Kitchen

  • Level: Main
  • Area: 252.13
  • Dimensions: 12.5 x 20.17

Living Room

  • Level: Main
  • Area: 457.98
  • Dimensions: 17.5 x 26.17

Master Bathroom

  • Level: Main
  • Area: 93.46
  • Dimensions: 7.58 x 12.33

Master Bedroom

  • Level: Main
  • Area: 164.56
  • Dimensions: 13.25 x 12.42

Mud Room

  • Level: Main
  • Area: 94.14
  • Dimensions: 7.58 x 12.42

Property

Details

  • Parcel number: 2.25 & 2.25
  • Zoning: No

Features

  • Pool features: Community
  • Has view: Yes
  • View description: Mountain(s),Wooded,Street View,Pastoral View

Lot

  • Lot size: 2.91 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Winter Weather
Drought
Landslide
Strong Wind

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,008$12,096
Home Insurance *$120$1,440
Property Taxes $177$2,124
Electricity $187$2,248
Total$1,492$17,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,154/yr
40% on housing$44,760/yr
45% on housing$39,786/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$110This listing

vs Other Active Listings

Avg $/sqft

ZIP 24941$17
Monroe County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 24941
Monroe County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$199,500
2026-07-29Price change$199,500
2026-07-20Listed for sale$209,000
2024-04-26Sold$150,000
2024-02-19Pending sale$159,000
2024-02-13Listed for sale$159,000
2019-09-06Sold$139,000
2019-07-06Price change$144,000
2019-07-04Listed for sale$139,000

For Sale by Agent

AgentCheryl D. Dean
BrokerageRE/MAX LIFESTYLE REALTY

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