See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1360 Sea Ridge Ln, Gearhart, OR, 97138

5beds
3baths
2,909sqft
$869,000
$299price/sqft
$5,727/moest. monthly cost
$229,080/yrincome needed

About This Home

Tucked at the end of a quiet cul-de-sac, this beautifully crafted 2022 custom home offers comfort, style, and an easy coastal lifestyle. Light-filled living spaces and thoughtful design details welcome you in—from rich engineered wood floors to the striking custom stair railing. The spacious primary suite feels like a true retreat, while four additional bedrooms—including a main-level bedroom and full bath—offer flexibility for guests, multi-generational living, or working from home. Even the details feel special, such as the charming farm sink in the laundry room. Outside, a beautifully landscaped yard creates a sense of privacy and calm—just minutes from downtown Gearhart, golf, and the Pacific Ocean.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

--
6/10
Seaside Middle SchoolGrades 6-82.9 mi
2/10
Seaside High SchoolGrades 9-122.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Cedar,Shake Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Free-Standing Gas Range,Free-Standing Refrigerator,Gas Appliances,Microwave,Plumbed For Ice Maker,Range Hood,Stainless Steel Appliance(s),Washer/Dryer,Gas Water Heater,Recirculating Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Wood Floors
  • Level: Main

Bedroom3

  • Features: Wallto Wall Carpet
  • Level: Upper

Bedroom4

  • Features: Wallto Wall Carpet
  • Level: Upper

Bedroom5

  • Features: Wallto Wall Carpet
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1

Dining Room

  • Features: Sliding Doors,Wood Floors
  • Level: Main

Features

  • Quartz,Kitchen Island,Pot Filler,Tile
  • Door features: Sliding Doors
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Engineered Hardwood,Tile,Wall to Wall Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air 95 Plus,Fireplace(s)
  • Cooling features: None

Interior Area

  • Total structure area: 2,909
  • Total interior livable area: 2,909 sqft

Kitchen

  • Features: Island,Quartz, Wood Floors
  • Level: Main

Living Room

  • Features: Fireplace,Wood Floors
  • Level: Main

Master Bedroom

  • Features: Ensuite, Wood Floors
  • Level: Upper

Property

Accessibility

  • Accessibility features: Garage On Main,Main Floor Bedroom Bath,Minimal Steps,Walkin Shower,Accessibility

Details

  • Parcel number: 55072
  • Zoning: R2

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered Patio,Patio,Porch
  • Exterior features: Gas Hookup,Yard
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 7,405 sqft
  • Features: Cul-De-Sac,Level,Sprinkler,SqFt 7000 to 9999

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Tsunami
    TsunamiRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Tsunami
Coastal Flooding
Inland Flooding

FEMA Declared Disasters in Clatsop County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,394$52,728
Home Insurance *$215$2,580
Property Taxes $854$10,248
Electricity $264$3,168
Total$5,727$68,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$196,354/yr
40% on housing$171,810/yr
45% on housing$152,720/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$299This listing

vs Other Active Listings

Avg $/sqft

ZIP 97138$280
Clatsop County$302

vs Homes Sold Last Month

Median $/sqft

ZIP 97138$360
Clatsop County$291

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$899,000
2025-12-13Listing removed$929,000
2025-08-25Listed for sale$929,000
2020-10-30Sold$69,500
2018-06-13Sold$45,000

For Sale by Agent

AgentJudy Paulsen
BrokerageWindermere Realty Trust

Similar Homes