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2978 Bowden Square Way, Sacramento, CA, 95835

4beds
3baths
2,093sqft
$499,900
$239price/sqft
$3,661/moest. monthly cost
$146,440/yrincome needed

About This Home

Welcome to this beautifully maintained home located in the highly desirable Hampton Village community of North Natomas. This spacious two-story residence offers 4 bedrooms, 2.5 bathrooms, and approximately 2,093 square feet of comfortable living space, built in 2018. The open-concept floor plan features a bright and inviting living area with large windows that fill the home with natural light. The modern kitchen is designed for both everyday living and entertaining, showcasing granite countertops, a large island, stainless steel appliances, and abundant cabinetry. Upstairs, a versatile loft provides flexible space ideal for a second living area, home office, playroom, or potential fifth bedroom. The spacious primary suite offers a walk-in closet and dual-sink vanity, creating a comfortable private retreat. Additional bedrooms provide plenty of room for family or guests. Step outside to a low-maintenance backyard with a relaxing patio area perfect for outdoor gatherings. Additional highlights include solar power for energy efficiency, a two-car attached garage, and convenient access to community parks and open spaces. Ideally located near schools, shopping, dining, parks, and with easy access to downtown Sacramento and the airport, this move-in-ready home offers the perfect combination of style, comfort, and convenience.

Getting Around

21
WalkingCar-Dependent
23
TransitMinimal Transit
56
BikeBikeable

Schools

2/10
Natomas Middle SchoolGrades 6-80.5 mi
7/10
Inderkum High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Concrete,Slab
  • Roof: Tile
  • Construction materials: Stucco,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Dishwasher,Microwave
  • Laundry features: Upper Level,Inside,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Dining/Living Combo

Features

  • Flooring: Laminate,Tile,Vinyl,Other

Heating & Cooling

  • Heating features: Central,Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,093 sqft

Kitchen

  • Features: Pantry Closet,Granite Counters,Kitchen Island

Master Bathroom

  • Features: Shower Stall(s),Double Vanity

Master Bedroom

  • Features: Walk-In Closet

Property

Details

  • Parcel number: 20113100260000
  • Zoning description: R-1A-P
  • Special condition: Short Sale

Features

  • Fencing: Back Yard,Wood,Fenced

Lot

  • Lot size: 2,748 sqft
  • Features: Auto Sprinkler F&R,Low Maintenance

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$125$1,500
Property Taxes $561$6,732
Electricity $448$5,385
Total$3,661$43,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,520/yr
40% on housing$109,830/yr
45% on housing$97,626/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 95835$271
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95835$287
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$469,900
2026-03-28Pending sale$469,900
2026-03-15Listed for sale$469,900
2026-01-07Listing removed$565,000
2025-12-09Price change$565,000
2025-11-10Listed for sale$579,000
2025-10-31Listing removed$599,000
2025-10-14Price change$599,000
2025-10-03Listed for sale$630,000
2023-06-21Sold$560,000
2023-05-25Pending sale$560,000
2023-04-28Price change$560,000
2023-04-17Listed for sale$588,000
2018-08-29Sold$397,000

For Sale by Agent

AgentJose Luis Lopez
BrokerageNAREM

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