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5200 Shirehills Ln, Carmichael, CA, 95608

4beds
3baths
2,628sqft
$985,000
$375price/sqft
$6,813/moest. monthly cost
$272,520/yrincome needed

About This Home

Welcome to this beautifuly built new construction, smart home, featuring an open-concept floor plan, high ceilings, and designer finishes throughout. The spacious great room is filed with natural light and showcases wide-plank flooring, recessed lighting and a stunning floor-to-ceiling fireplace with stone surround. The chef’s kitchen is a true centerpiece with custom wood cabinetry, quartz countertops with waterfal edge, stainless steel appliances, a gas cooktop, walk-in pantry, pendant lighting, and a large island perfect for entertaining. The primary suite offers a peaceful retreat with a spa-inspired bathroom featuring a soaking tub, oversized glass shower, dual-sink vanity, and elegant tile finishes. Additional highlights include generously sized bedrooms, modern bathrooms, abundant storage, black hardware accents, a covered patio, fresh landscaping, and a private backyard ready to enjoy. With its thoughtful layout, clean modern design, and move-in-ready feel, this home offers comfort, style, and quality craftsmanship from the moment you walk in.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

2/10
Starr King K-8Grades K-81.2 mi
8/10
Rio Americano High SchoolGrades 9-122.7 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 2026

Materials

  • Roof: Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator
  • Laundry features: Hookups Only,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Sound System
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,628
  • Total interior livable area: 2,628 sqft

Kitchen

  • Features: Dishwasher,Disposal,Kitchen Island,Refrigerator

Property

Details

  • Parcel number: 27201710380000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 10,400 sqft
  • Features: Back Yard,Front Yard

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,980$59,760
Home Insurance *$276$3,312
Property Taxes $994$11,928
Electricity $563$6,762
Total$6,813$81,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$233,588/yr
40% on housing$204,390/yr
45% on housing$181,680/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$375This listing

vs Other Active Listings

Avg $/sqft

ZIP 95608$324
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95608$355
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$949,000
2026-06-03Listed for sale$985,000

For Sale by Agent

AgentJake Fahnhorst
BrokerageKeller Williams Tri-valley

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