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10801 Portico Cir, Rancho Cordova, CA, 95670

3beds
3baths
1,452sqft
$489,000
$337price/sqft
$3,686/moest. monthly cost
$147,440/yrincome needed

About This Home

10801 Portico Cir is a 2-story Rancho Cordova home built in 2018 within the Veranda at Stone Creek community. The kitchen includes wood-tone cabinetry, light countertops, and stainless steel appliances, opening to a dining area finished with wood-look flooring for easy movement between rooms. The primary bedroom is paired with a bathroom that includes a double-sink vanity and a separate glass-enclosed shower for added convenience, while a second full bathroom includes a single vanity with a shower and tub combination. Outside, a fenced patio provides space for outdoor use, and a covered entry adds additional space at the front of the home. A two-car garage completes the property, rounding out this well-kept residence with practical features throughout.. Included 100-Day Home Warranty with buyer activation

Getting Around

33
WalkingCar-Dependent
31
TransitSome Transit
61
BikeBikeable

Schools

6/10
4/10
4/10
Cordova High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Slab
  • Roof: Composition,Tile
  • Construction materials: Stucco,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Other

Features

  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,452 sqft

Kitchen

  • Features: Quartz Counter

Property

Details

  • Parcel number: 07234100090000
  • Zoning: MD
  • Special condition: Standard

Lot

  • Lot size: 2,861 sqft
  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: Other
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,472$29,664
Home Insurance *$129$1,548
Property Taxes $687$8,244
Electricity $398$4,786
Total$3,686$44,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,377/yr
40% on housing$110,580/yr
45% on housing$98,293/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$337This listing

vs Other Active Listings

Avg $/sqft

ZIP 95670$245
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95670$312
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$475,000
2026-07-30Price change$489,000
2026-07-17Listed for sale$495,000
2026-07-07Sold$482,000
2019-08-29Sold$366,500
2019-06-13Listed for sale$366,170

For Sale by Agent

AgentLisa Soltesz
BrokerageOpendoor Brokerage Inc

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