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980 Farmhouse Way, Folsom, CA, 95630

4beds
3baths
2,409sqft
$799,000
$332price/sqft
$5,502/moest. monthly cost
$220,080/yrincome needed

About This Home

Welcome to 980 Farmhouse Way in Folsom's highly sought-after Farmhouse at Willow Creek community. This exceptional former model home showcases approximately $280,000 in designer upgrades and premium finishes, offering an elevated living experience with 4 bedrooms, 3 full bathrooms, and 2,409 square feet of thoughtfully designed living space. From the moment you arrive, you'll appreciate the attention to detail and model-quality craftsmanship throughout. The open-concept floor plan features spacious gathering areas, designer-selected finishes, and a desirable downstairs bedroom with a full bath, perfect for guests, multigenerational living, or a private home office. Upstairs, a versatile loft provides additional space for recreation, work, or relaxation. Residents enjoy access to outstanding community amenities, including a resort-style pool and beautifully maintained common areas. Outdoor enthusiasts will love the direct connection to neighborhood walking and biking trails that link to the extensive American River Parkway trail system, providing miles of scenic recreation right outside your door. Ideally located near Folsom Lake, shopping, dining, parks, and top-rated schools that include Natoma Station Elementary, Sutter Middle and Folsom High school. This home offers the perfect blend of luxury, convenience, and active California living. A rare opportunity to own one of the community's showcase homes, 980 Farmhouse Way delivers model-home elegance, premium upgrades, and an unbeatable Folsom lifestyle.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
69
BikeBikeable

Schools

8/10
Sutter Middle SchoolGrades 6-81.0 mi
1/10
Folsom Lake High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Concrete,Slab
  • Roof: Composition
  • Construction materials: Cement Siding,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Free-Standing Refrigerator,Dishwasher,Disposal,Microwave,Double Oven,Tankless Water Heater
  • Laundry features: Laundry Room,Cabinets,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Formal Area

Features

  • Flooring: Carpet,Tile,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Smart Vent,Central Air,Zoned

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,409 sqft

Kitchen

  • Features: Pantry Closet,Granite Counters,Island w/Sink,Kitchen/Family Combo

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Jetted Tub,Sunken Tub,Window

Master Bedroom

  • Features: Closet,Sound System,Walk-In Closet

Property

Details

  • Parcel number: 07120400030000
  • Zoning: R-1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Community
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Back Yard,Masonry
  • Topography of land: Level,Level

Lot

  • Lot size: 4,464 sqft
  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Garage Faces Front,Guest,Driveway,Level Driveway/Sidewalks
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$174$2,088
Property Taxes $772$9,264
Electricity $516$6,198
Total$5,502$66,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$188,640/yr
40% on housing$165,060/yr
45% on housing$146,720/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$332This listing

vs Other Active Listings

Avg $/sqft

ZIP 95630$326
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95630$370
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Price change$799,000
2026-07-17Listed for sale$825,000
2020-10-20Sold$791,000
2020-08-27Pending sale$790,765
2020-08-27Listed for sale$790,765

For Sale by Agent

AgentDanielle Roulet-Davy
BrokerageeXp Realty of California, Inc.

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