133 Charter Notch, Jefferson, NC, 28640
About This Home
Welcome to this spacious and beautifully maintained home in the highly sought-after Jefferson Landing community. Offering five bedrooms and five full bathrooms, this property provides plenty of room for family, guests, and entertaining. The thoughtfully designed main level features a well-appointed kitchen, inviting living area, laundry room, primary suite, an additional bedroom that would also make an ideal office or playroom, and two full bathrooms for added convenience. Upstairs, you'll find three additional bedrooms, two full bathrooms, and a charming bonus play area tucked off one of the bedrooms for children, hobbies, or additional flex space. The finished lower level offers even more living space, complete with a full bathroom and a large recreation area for a media room, game room, or extended family living. An additional garage provides excellent storage for housing a golf cart, outdoor gear, or workshop space. Outside, enjoy the beauty of mountain living from two covered back porches overlooking the level yard—a rare and desirable feature in the High Country. Whether you're hosting family gatherings, enjoying your morning coffee, or simply taking in the peaceful surroundings, this home offers the perfect blend of comfort and functionality. Located within Jefferson Landing, residents enjoy access to a gated mountain community featuring stunning scenery, walking trails, river access, and optional club amenities including golf, dining, fitness, swimming, and more. This is a wonderful opportunity to experience mountain living at its finest.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2016
Materials
- Foundation: Basement
- Roof: Architectural,Shingle
- Construction materials: Brick,Cedar,Stone,Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Mountain,Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Range,Gas Water Heater,Microwave,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Finished,Interior Entry,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 5
Features
- Number of fireplaces: 2
- Fireplace features: Two,Gas,Stone,Vented
- Fireplace: Yes
- Finished area below ground: 1,354
- Finished area above ground: 3,615
Heating & Cooling
- Heating features: Electric,Forced Air,Gas,Heat Pump
- Cooling features: Central Air,2 Units
Interior Area
- Total structure area: 5,323
- Total interior livable area: 4,969 sqft
Property
Details
- Parcel number: 092987849854
- Zoning description: Residential
Features
- Levels: Two
- Stories: 2
- Pool features: Community
- Patio & porch: Covered,Multiple
- Exterior features: Paved Driveway
- Has view: Yes
- View description: Mountain(s)
Lot
- Lot size: 0.55 Acres
Parking
- Total spaces: 2
- Parking features: Attached,Basement,Driveway,Garage,Two Car Garage,Golf Cart Garage,Paved,Private
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Inland Flooding
- Ice Storm
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Ashe County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,548 | $78,576 |
| Home Insurance * | $499 | $5,988 |
| Property Taxes | $550 | $6,600 |
| Electricity | $462 | $5,553 |
| Total | $8,059 | $96,708 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-05 | Listed for sale | $1,295,000 |
| 2023-08-01 | Listing removed | -- |
| 2023-02-07 | Listed for sale | $829,000 |
| 2019-09-18 | Sold | $455,000 |
| 2019-08-20 | Pending sale | $484,900 |
| 2019-07-19 | Price change | $484,900 |
| 2019-07-08 | Listed for sale | $489,900 |
| 2016-01-21 | Sold | $33,500 |
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