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414 Lake Front Drive, Fleetwood, NC, 28626

3beds
3baths
2,349sqft
$600,000
$255price/sqft
$3,742/moest. monthly cost
$149,680/yrincome needed

About This Home

Situated on 2.5 peaceful acres in a gated community as well as at the end of a quiet road, this property offers the perfect blend of privacy, convenience, and natural beauty. Large windows fill the home with abundant natural light, creating a warm and inviting atmosphere throughout. Outside, you'll find two spacious decks. One covered for enjoying the outdoors in any season, and one open, great for soaking up the mountain sunshine, entertaining guests, or taking in the peaceful surroundings. Along with plenty of room to enjoy the outdoors, including a perfect spot for a small garden, relaxing, or simply taking in the peaceful surroundings. The front exterior is currently being freshly stained, giving the home a refreshed appearance for its next owner. Conveniently located with easy access to US 421, you're just a short drive from Boone, West Jefferson, and Wilkesboro, making commuting, shopping, dining, and recreation incredibly convenient while still enjoying the tranquility of mountain living. Whether you're looking for a full time residence or a mountain getaway, this property is one you won't want to miss. You'll feel right at home in this gated community

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
Westwood ElementaryGrades K-65.6 mi
10/10
Ashe County MiddleGrades 7-812.5 mi
4/10
Ashe County HighGrades 9-127.8 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Basement
  • Roof: Architectural,Shingle
  • Construction materials: Concrete,Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mountain
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Electric Water Heater,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Second Kitchen,Vaulted Ceiling(s),Window Treatments
  • Window features: Window Treatments
  • Fireplace features: Other,See Remarks
  • Fireplace: Yes
  • Finished area below ground: 973
  • Finished area above ground: 1,376

Heating & Cooling

  • Heating features: Ductless,Wood Stove
  • Cooling features: Ductless,2 Units

Interior Area

  • Total structure area: 2,349
  • Total interior livable area: 2,349 sqft

Property

Details

  • Parcel number: 152953912572

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Covered,Multiple,Open
  • Exterior features: Storage,Gravel Driveway
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 2.50 Acres
  • Features: Many Trees

Parking

  • Parking features: Driveway,Gravel,No Garage,Private
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Ice Storm
Landslide
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Ashe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$236$2,832
Property Taxes $255$3,060
Electricity $218$2,625
Total$3,742$44,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,297/yr
40% on housing$112,260/yr
45% on housing$99,786/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.5%
14.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$255This listing

vs Other Active Listings

Avg $/sqft

ZIP 28626$173
Ashe County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 28626
Ashe County$232

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$600,000
2017-03-03Sold$34,500

For Sale by Agent

AgentJordan Foster
BrokerageMountain Estate Realty

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