200 E Grove St, Utica, IL, 61373
About This Home
Charming Creekside Retreat Near Starved Rock - Walk to Downtown Utica. Tucked along a charming creek in the heart of Utica, Illinois, this beautifully updated home offers the perfect blend of comfort, simplicity, and natural surroundings-ideal as a full-time residence or a relaxing weekend escape. Just minutes from Starved Rock State Park and Matthiessen State Park, and within walking distance to downtown shops and dining, the location makes it easy to enjoy the best of the area while coming home to peace and quiet. Inside, you'll find a thoughtfully refreshed interior with modern updates completed in recent years, creating a move-in-ready space that feels both bright and inviting. These include new plumbing and electrical, central air, stainless steel appliances, a remodeled kitchen and bath, updated flooring, trim, doors, gutters, a tankless water heater, and a furnace with a new fan and motor. The efficient layout maximizes every square foot, offering comfortable living without the burden of excess maintenance-perfect for those seeking a simpler lifestyle. Step outside to a private backyard setting where the gentle creek and surrounding greenery create a calming backdrop. Whether you're enjoying your morning coffee on the porch or unwinding after a day exploring nearby trails, this home is designed for easy, everyday relaxation. With its manageable size, updated condition, 12' x 12' shed for kayaks, hiking gear, bikes, or storage, no HOA fees, and an unbeatable proximity to outdoor recreation and small-town charm, this property presents a rare opportunity to own a low-maintenance home in one of the area's most desirable locations.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1964
Materials
- Foundation: Other
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Stainless Steel Appliance(s),Gas Oven
- Laundry features: Main Level,In Unit
Basement
- Basement: None
Bedroom2
- Features: Flooring (Vinyl),Window Treatments (Blinds)
- Level: Main
- Area: 112
- Dimensions: 7X16
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Features: Flooring (Vinyl),Window Treatments (Blinds)
- Level: Main
- Area: 98
- Dimensions: 7X14
Features
- 1st Floor Bedroom,1st Floor Full Bath
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 728
- Total interior livable area: 728 sqft
Kitchen
- Features: Flooring (Wood Laminate),Window Treatments (Blinds)
- Level: Main
- Area: 72
- Dimensions: 9X8
Living Room
- Features: Flooring (Wood Laminate),Window Treatments (Blinds)
- Level: Main
- Area: 240
- Dimensions: 15X16
Master Bedroom
- Features: Flooring (Wood Laminate),Window Treatments (Blinds)
- Level: Main
- Area: 156
- Dimensions: 12X13
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 1909365000
- Special condition: None
Features
- Stories: 1
- Has view: Yes
- View description: Back of Property
- Water view: Back of Property
- On waterfront: Yes
- Waterfront features: Stream
Lot
- Lot size: 6,738 sqft
- Features: Irregular Lot,Wooded
- Lot size dimensions: 127X44X269X59
Parking
- Total spaces: 3
- Parking features: Gravel,Off Street,Yes,Owned
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Tornado
- Drought
- Hail
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $829 | $9,948 |
| Home Insurance * | $229 | $2,748 |
| Property Taxes | $259 | $3,108 |
| Electricity | $130 | $1,569 |
| Total | $1,447 | $17,364 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Price change | $169,000 |
| 2026-04-24 | Listed for sale | $179,000 |
| 2026-04-01 | Listing removed | $179,000 |
| 2026-01-15 | Listed for sale | $179,000 |
| 2018-11-01 | Sold | $31,500 |
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