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1913 Surrey Ct, Columbia, MO, 65203

6beds
3baths
3,775sqft
$600,000
$159price/sqft
$4,061/moest. monthly cost
$162,440/yrincome needed

About This Home

Space, style, and location all come together in this Westcliff home. Thoughtful details throughout include hardwood floors, granite countertops, a formal dining room, and oversized windows in the living room that bring in great natural light. Custom window treatments throughout the home will convey. The split bedroom design provides privacy, while the finished basement expands your living space with a theatre area complete with a projector and large screen, along with 3 bedrooms (2 non-conforming) and additional room to spread out. Recent updates include a new AC and water heater. Situated on a corner lot, this home features a side-entry three-car garage and eye-catching stonework on the exterior that adds to its curb appeal. Step outside to a composite deck with aluminum railings overlooking the backyard, creating comfortable outdoor space to enjoy. All of this in a prime Columbia location just minutes from the mall, restaurants, and everyday conveniences.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

5/10
Smithton Middle SchoolGrades 6-82.1 mi
7/10
David H. Hickman High SchoolGrades PK,9-124.8 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Concrete Perimeter
  • Roof: ArchitecturalShingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Disposal,Dishwasher

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedroom2

  • Level: Main
  • Area: 136.9914
  • Dimensions: 11.58 x 11.83

Bedroom3

  • Level: Main
  • Area: 142.7814
  • Dimensions: 11.58 x 12.33

Bedroom4

  • Level: Lower
  • Area: 156.24
  • Dimensions: 10.08 x 15.5

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Level: Lower
  • Area: 200.69
  • Dimensions: 17.08 x 11.75

Breakfast Room

  • Level: Main
  • Area: 145.2528
  • Dimensions: 14.41 x 10.08

Dining Room

  • Level: Main
  • Area: 107.8056
  • Dimensions: 11.16 x 9.66

Family Room

  • Level: Lower
  • Area: 699.3
  • Dimensions: 31.08 x 22.5

Features

  • High Speed Internet,Tub/Shower,Stand AloneShwr/MBR,Split Bedroom Design,Walk-In Closet(s),Breakfast Room,Eat-in Kitchen,Formal Dining,Wood Cabinets,Pantry
  • Window features: Window Treatments
  • Flooring: Wood,Carpet,Tile
  • Fireplace features: Living Room,Gas
  • Fireplace: Yes
  • Finished area below ground: 1,660

Full Bathroom

  • Level: Main
  • Area: 36.115
  • Dimensions: 7.75 x 4.66

Full Bathroom

  • Level: Main
  • Area: 136.6
  • Dimensions: 10 x 13.66

Full Bathroom

  • Level: Lower

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 3,775
  • Total interior livable area: 3,775 sqft

Kitchen

  • Level: Main
  • Area: 148.8553
  • Dimensions: 14.41 x 10.33

Living Room

  • Level: Main
  • Area: 431.64
  • Dimensions: 16.5 x 26.16

Master Bedroom

  • Level: Main
  • Area: 285.085
  • Dimensions: 15.41 x 18.5

Office

  • Level: Lower
  • Area: 153.43
  • Dimensions: 16.75 x 9.16

Other

  • Level: Main
  • Area: 66.625
  • Dimensions: 6.25 x 10.66

Other

  • Level: Lower
  • Area: 226.9056
  • Dimensions: 12.16 x 18.66

Property

Details

  • Parcel number: 1641900040240001
  • Zoning description: PD- Residential*

Features

  • Patio & porch: Covered,Concrete,Back,Deck,Front Porch
  • Has spa: Yes
  • Spa features: Tub/Built In Jetted

Lot

  • Lot size: 0.37 Acres
  • Features: Cleared,Rolling Slope
  • Lot size dimensions: 131.73 x 122.04

Parking

  • Total spaces: 3
  • Parking features: Attached,Paved
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$331$3,972
Property Taxes $409$4,908
Electricity $288$3,459
Total$4,061$48,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,234/yr
40% on housing$121,830/yr
45% on housing$108,293/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 65203$191
Boone County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 65203$174
Boone County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Price change$600,000
2026-04-30Price change$610,000
2026-04-02Listed for sale$625,000

For Sale by Agent

AgentEmily Baskett, Weichert, Realtors - House of Brokers, Ariel LeComte, Weichert, Realtors - House of Brokers
BrokerageWeichert, Realtors - House of Brokers

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